</noscript><div id="__next"><div class="sc-596a0924-0 bFYijD connect_wallet_modal "><div class="modal"><button class="close"><svg width="12" height="13" viewBox="0 0 12 13" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M5.98119 5.2L10.2242 0.957001C10.6147 0.566536 11.2477 0.566535 11.6382 0.957C12.0287 1.34747 12.0287 1.98053 11.6382 2.371L7.39519 6.614L11.6382 10.857C12.0287 11.2475 12.0287 11.8805 11.6382 12.271C11.2477 12.6615 10.6147 12.6615 10.2242 12.271L5.98119 8.028L1.73819 12.271C1.34772 12.6615 0.714653 12.6615 0.324188 12.271C-0.0662779 11.8805 -0.0662777 11.2475 0.324188 10.857L4.56719 6.614L0.324188 2.371C-0.066277 1.98054 -0.0662779 1.34747 0.324188 0.957C0.714653 0.566535 1.34772 0.566535 1.73819 0.957L5.98119 5.2Z"></path></svg></button><div class="sc-4fdbe080-0 hanuse title "><h5>Connect your wallet</h5></div><p class="description">to get access to your NFT and Ambassador profile</p><div class="list"><div class="buttons_item"><a target="_blank" 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class="label_heading ">Up to 13.5%</span><p class="description">Earn on your crypto</p></a></li><li class="drop_link "><a href="/price-insurance">Price insurance<!-- --> <p class="description">Hedge your risks with Choise.com</p></a></li><li class="drop_link "><a href="/predictions">Price predictions<!-- --> <p class="description">Predict prices, win big</p></a></li></ul></div></li><li class="top_links"><span class="link_title "><p>Explore</p><img class="drop_arrow" src="/pic/mobile-drop.svg" alt="Explore"/></span><div class="sub_drop "><ul class="drop_block "><li class="drop_link "><span class="link_title_sub ">Wallet<img class="drop_arrow sub" src="/pic/main-nav-drop-arrow.svg" alt="Wallet"/></span><p class="description">All-in-one multi-coin wallet</p></li><li class="drop_link "><a href="/cards">VISA card<!-- --> <p class="description">Plastic & Virtual</p></a></li><li class="drop_link "><a href="/charism">Charism platform<!-- --> <p class="description">Earn with the top DeFi 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coUeNr"><a href="https://crpt.onelink.me/WpQ0/enx4azef" target="_blank" rel="noreferrer nofollow" class="app_link">Open a free wallet</a><p class="copyright">2022 © Charism LLC, registry code: 1999 LLC 2022, Address: Beachmont Business Centre, Suite 336, Kingstown, Saint Vincent and the Grenadines</p></div></div></div><header id="header" class="sc-b1101726-0 bjBRhV "><div class="sc-e7592e74-0 fQCMoz center_block " width="1200px"><div class="left_block"><div class="logo"><a href="/"><img src="/pic/logo.svg" alt="Choise.com"/></a></div><ul class="sc-bf2b90fe-0 byNxuD main_nav"><li class="nav_item"><p class="nav_item_title">Earn<!-- --> </p><div class="drop_menu"><ul class="main_drop_list"><li class="drop_item "><a href="/nft/fend"><p class="drop_title drop_title_sub">🔥 NFT interest account<!-- --> <span class="label yellow">+26% APY</span></p><span class="drop_description">CHO, DAI, USDC and USDT</span></a></li><li class="drop_item "><a href="/earn"><p class="drop_title drop_title_sub">Web 3.0 interest accounts<!-- --> </p><span class="drop_description">Stake USDT, USDC</span></a></li><li class="drop_item "><a href="/dual-currency-interest-account"><p class="drop_title drop_title_sub">Dual currency interest accounts<!-- --> <span class="label ">Up to 50%</span></p><span class="drop_description">Highest income rates</span></a></li><li class="drop_item "><a href="/interest-accounts"><p class="drop_title drop_title_sub">Interest accounts<!-- --> <span class="label ">Up to 13.5%</span></p><span class="drop_description">Earn on your crypto</span></a></li><li class="drop_item "><a href="/price-insurance"><p class="drop_title drop_title_sub">Price insurance<!-- --> </p><span class="drop_description">Hedge your risks with Choise.com</span></a></li><li class="drop_item "><a href="/predictions"><p class="drop_title drop_title_sub">Price predictions<!-- --> </p><span class="drop_description">Predict prices, win big</span></a></li></ul></div></li><li class="nav_item"><p class="nav_item_title">Explore<!-- --> </p><div class="drop_menu"><ul class="main_drop_list"><li class="drop_item "><p class="drop_title drop_title_item">Wallet<!-- --> </p><span class="drop_description">All-in-one multi-coin wallet</span><div class="sub_drop_menu"><ul class="sub_drop_list"><li class="drop_item "><a href="/wallet"><p class="drop_title drop_title_sub">About wallet<!-- --> </p><span class="drop_description">Ultimate crypto wallet</span></a></li><li class="drop_item "><a href="/wallet/buy"><p class="drop_title drop_title_sub">Buy crypto<!-- --> </p><span class="drop_description">Visa, Mastercard</span></a></li><li class="drop_item "><a href="/wallet/exchange"><p class="drop_title drop_title_sub">Exchange<!-- --> </p><span class="drop_description">Enjoy best rates</span></a></li><li class="drop_item "><a href="/wallet/cashout"><p class="drop_title drop_title_sub">Cashout<!-- --> </p><span class="drop_description">Withdaw funds to bank cards</span></a></li><li class="drop_item "><a href="/wallet/send"><p class="drop_title drop_title_sub">Send<!-- --> </p><span class="drop_description">Use free international money transfers</span></a></li><li class="drop_item "><a href="/wallet/spend"><p class="drop_title drop_title_sub">Spend<!-- --> </p><span class="drop_description">Pay with VISA cards, plastic and virtual</span></a></li></ul></div><div class="drop_arrow"><img src="/pic/main-nav-arrow.svg" alt="Wallet"/></div></li><li class="drop_item "><a href="/cards"><p class="drop_title drop_title_sub">VISA card<!-- --> </p><span class="drop_description">Plastic & Virtual</span></a></li><li class="drop_item "><a href="/charism"><p class="drop_title drop_title_sub">Charism platform<!-- --> </p><span class="drop_description">Earn with the top DeFi products</span></a></li><li class="drop_item "><p class="drop_title drop_title_item">NFT<!-- --> </p><span class="drop_description">Choise.com collections</span><div class="sub_drop_menu"><ul class="sub_drop_list"><li class="drop_item "><a href="/nft/fend"><p class="drop_title drop_title_sub">🔥 NFT interest account<!-- --> <span class="label yellow">Up to 25%</span></p><span class="drop_description">CHO, DAI, USDC and USDT</span></a></li><li class="drop_item "><a href="/charism/beta"><p class="drop_title drop_title_sub">NFT for beta testers<!-- --> </p><span class="drop_description">Exclusive offer for Charism testers</span></a></li><li class="drop_item "><a href="/nft"><p class="drop_title drop_title_sub">CHO NFT Collection<!-- --> </p><span class="drop_description">First in space NFT token sale</span></a></li></ul></div><div class="drop_arrow"><img src="/pic/main-nav-arrow.svg" alt="NFT"/></div></li><li class="drop_item "><a href="/dao"><p class="drop_title drop_title_sub">DAO<!-- --> </p><span class="drop_description">Your voice matters</span></a></li></ul></div></li><li class="nav_item"><p class="nav_item_title">Tokens<!-- --> </p><div class="drop_menu"><ul class="main_drop_list"><li class="drop_item "><a href="/tokenomics"><p class="drop_title drop_title_sub">Tokenomics<!-- --> </p><span class="drop_description">Use MetaFi tokens to the maximum</span></a></li><li class="drop_item "><p class="drop_title drop_title_item">CHO<!-- --> </p><span class="drop_description"></span><div class="sub_drop_menu"><ul class="sub_drop_list"><li class="drop_item "><a href="/cho"><p class="drop_title drop_title_sub">About CHO<!-- --> </p><span class="drop_description">Choise.com token</span></a></li><li class="drop_item "><a href="/cho/exchanges"><p class="drop_title drop_title_sub">CHO markets<!-- --> </p><span class="drop_description">Listed on top exchanges</span></a></li></ul></div><div class="drop_arrow"><img src="/pic/main-nav-arrow.svg" alt="CHO"/></div></li><li class="drop_item "><a href="/crpt"><p class="drop_title drop_title_sub">CRPT<!-- --> </p><span class="drop_description"></span></a></li><li class="drop_item "><a href="/million4cho"><p class="drop_title drop_title_sub">🔥 Win $1,000,000 for 1 tweet<!-- --> </p><span class="drop_description">Literally, just publish 1 single tweet</span></a></li></ul></div></li><li class="nav_item"><a class="nav_item_title" href="/business">Business<!-- --> </a></li><li class="nav_item"><p class="nav_item_title">About<!-- --> </p><div class="drop_menu"><ul class="main_drop_list"><li class="drop_item "><a href="/news"><p class="drop_title drop_title_sub">Blog<!-- --> </p><span class="drop_description">Know as much as our CEO</span></a></li><li class="drop_item "><a href="/rebranding"><p class="drop_title drop_title_sub">Rebranding<!-- --> </p><span class="drop_description">5 years of success</span></a></li><li class="drop_item "><a href="/wallet/referral"><p class="drop_title drop_title_sub">Referral program<!-- --> </p><span class="drop_description">Invite friends and earn with us</span></a></li><li class="drop_item "><a href="/ambassador"><p class="drop_title drop_title_sub">Ambassador program<!-- --> </p><span class="drop_description">Invest effort and be rewarded</span></a></li><li class="drop_item "><a href="/security"><p class="drop_title drop_title_sub">Security<!-- --> </p><span class="drop_description">Keeping your assets safe</span></a></li></ul></div></li><li class="nav_item"><a class="nav_item_title" href="/help">Support<!-- --> </a></li></ul></div><div class="right_block"><div class="buttons"></div><div class="sc-4f3303d4-0 jNbaMM connect_metamask"><button class="connect_wallet_button"><svg width="18" height="16" viewBox="0 0 18 16" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M14.8333 3.83333H14V3C14 2.33696 13.7366 1.70107 13.2677 1.23223C12.7989 0.763392 12.163 0.5 11.5 0.5H3.16663C2.50358 0.5 1.8677 0.763392 1.39886 1.23223C0.930018 1.70107 0.666626 2.33696 0.666626 3V3V13C0.666626 13.663 0.930018 14.2989 1.39886 14.7678C1.8677 15.2366 2.50358 15.5 3.16663 15.5H14.8333C15.4963 15.5 16.1322 15.2366 16.6011 14.7678C17.0699 14.2989 17.3333 13.663 17.3333 13V6.33333C17.3333 5.67029 17.0699 5.03441 16.6011 4.56557C16.1322 4.09673 15.4963 3.83333 14.8333 3.83333ZM3.16663 2.16667H11.5C11.721 2.16667 11.9329 2.25446 12.0892 2.41074C12.2455 2.56702 12.3333 2.77899 12.3333 3V3.83333H3.16663C2.94561 3.83333 2.73365 3.74554 2.57737 3.58926C2.42109 3.43298 2.33329 3.22101 2.33329 3C2.33329 2.77899 2.42109 2.56702 2.57737 2.41074C2.73365 2.25446 2.94561 2.16667 3.16663 2.16667V2.16667ZM15.6666 10.5H14.8333C14.6123 10.5 14.4003 10.4122 14.244 10.2559C14.0878 10.0996 14 9.88768 14 9.66667C14 9.44565 14.0878 9.23369 14.244 9.07741C14.4003 8.92113 14.6123 8.83333 14.8333 8.83333H15.6666V10.5ZM15.6666 7.16667H14.8333C14.1703 7.16667 13.5344 7.43006 13.0655 7.8989C12.5967 8.36774 12.3333 9.00363 12.3333 9.66667C12.3333 10.3297 12.5967 10.9656 13.0655 11.4344C13.5344 11.9033 14.1703 12.1667 14.8333 12.1667H15.6666V13C15.6666 13.221 15.5788 13.433 15.4225 13.5893C15.2663 13.7455 15.0543 13.8333 14.8333 13.8333H3.16663C2.94561 13.8333 2.73365 13.7455 2.57737 13.5893C2.42109 13.433 2.33329 13.221 2.33329 13V5.35833C2.60102 5.45251 2.88282 5.50042 3.16663 5.5H14.8333C15.0543 5.5 15.2663 5.5878 15.4225 5.74408C15.5788 5.90036 15.6666 6.11232 15.6666 6.33333V7.16667Z"></path></svg></button></div><button class="sc-ba7355a4-0 fhjtpy nav"><span></span><span></span></button></div></div></header><main><section class="sc-d0eb2d39-0 bSVGZo"><div class="sc-e7592e74-0 fQCMoz center_block " width="1200px"><div class="title">all to know <img src="/pic/decor/round-arrow-right.svg" alt="all to know about crypto"/> about crypto</div><form><input type="text" placeholder="Enter articles title" required="" value=""/><button disabled=""></button></form></div></section><section class="sc-9df503db-0 kohyyM"><div class="sc-e7592e74-0 fQCMoz center_block " width="1200px"><div class="sc-9248cc56-0 eWGtjV categories"><div class="label">Blog categories</div><select class="mobile_select"><option value="/news">#all</option><option value="/news/cho-token">#CHO</option><option value="/news/crpt-token">#crpt</option><option value="/news/updates">#choise.com</option><option value="/news/blockchain">#blockchain</option><option value="/news/buy-crypto">#buycrypto</option><option value="/news/cash-out-crypto">#cashoutcrypto</option><option value="/news/crypto-lifestyle">#cryptolifestyle</option><option value="/news/crypto-wallets">#cryptowallets</option><option value="/news/crypto-world">#cryptoworld</option><option value="/news/dailyanalysis">#dailyanalysis</option><option value="/news/earn">#earn</option><option value="/news/featured">#featured</option><option value="/news/insights" selected="">#insights</option><option value="/news/latest">#latest</option><option value="/news/market-prices">#marketprices</option><option value="/news/opinions">#opinions</option><option value="/news/tutorials">#tutorials</option><option value="/news/uncategorised">#uncategorised</option><option value="/news/urgent-updates">#urgentupdates</option></select><ul class="desktop_nav"><li class=""><a href="/news">#all</a></li><li class=""><a href="/news/cho-token"><svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M8 0L10.6803 4.31088L15.6085 5.52786L12.3368 9.40912L12.7023 14.4721L8 12.56L3.29772 14.4721L3.66318 9.40912L0.391548 5.52786L5.3197 4.31088L8 0Z"></path></svg>#CHO</a></li><li class=""><a href="/news/crpt-token"><svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M8 0L10.6803 4.31088L15.6085 5.52786L12.3368 9.40912L12.7023 14.4721L8 12.56L3.29772 14.4721L3.66318 9.40912L0.391548 5.52786L5.3197 4.31088L8 0Z"></path></svg>#crpt</a></li><li class=""><a href="/news/updates"><svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M8 0L10.6803 4.31088L15.6085 5.52786L12.3368 9.40912L12.7023 14.4721L8 12.56L3.29772 14.4721L3.66318 9.40912L0.391548 5.52786L5.3197 4.31088L8 0Z"></path></svg>#choise.com</a></li><li class=""><a href="/news/blockchain">#blockchain</a></li><li class=""><a href="/news/buy-crypto">#buycrypto</a></li><li class=""><a href="/news/cash-out-crypto">#cashoutcrypto</a></li><li class=""><a href="/news/crypto-lifestyle">#cryptolifestyle</a></li><li class=""><a href="/news/crypto-wallets">#cryptowallets</a></li><li class=""><a href="/news/crypto-world">#cryptoworld</a></li><li class=""><a href="/news/dailyanalysis">#dailyanalysis</a></li><li class=""><a href="/news/earn">#earn</a></li><li class=""><a href="/news/featured">#featured</a></li><li class="active"><a href="/news/insights">#insights</a></li><li class=""><a href="/news/latest">#latest</a></li><li class=""><a href="/news/market-prices">#marketprices</a></li><li class=""><a href="/news/opinions">#opinions</a></li><li class=""><a href="/news/tutorials">#tutorials</a></li><li class=""><a href="/news/uncategorised">#uncategorised</a></li><li class=""><a href="/news/urgent-updates">#urgentupdates</a></li></ul></div><div class="sc-96f74749-0 eCSvjH news_content" id="news_gallery"><div class="heading"><div class="sc-4fdbe080-0 hanuse title "><h1>Insights</h1></div></div><div class="list"><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/ama-arteq-qlindo">AMA with Co-founder of arteQ and Qlindo tokens: Insights</a><div class="image"><img title="AMA with Co-founder of arteQ and Qlindo tokens: Insights" alt="AMA with Co-founder of arteQ and Qlindo tokens: Insights" width="1280" height="720" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fb0387d3e-2c70-42b7-9b67-e6d0b31b9b71.jpg&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fb0387d3e-2c70-42b7-9b67-e6d0b31b9b71.jpg&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fb0387d3e-2c70-42b7-9b67-e6d0b31b9b71.jpg&w=3840&q=75"/></div><div class="card_content"><h3>AMA with Co-founder of arteQ and Qlindo tokens: Insights</h3><p>In this exciting AMA, we discuss with Farbod Sadeghian their journey to success. So relax, and prepare to be inspired by the story of arteQ.</p></div></div><ul class="time_date"><li>Mar 20, 2023</li><li>16:03</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/choise-com-security-and-transparency">Choise.com security and transparency. Your assets’ safety is our top priority</a><div class="image"><img title="Choise.com security and transparency. Your assets’ safety is our top priority" alt="Choise.com security and transparency. Your assets’ safety is our top priority" width="3840" height="2160" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F15bb6d53-b2f9-4435-8ceb-ca88f01701b6.png&w=3840&q=75 1x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F15bb6d53-b2f9-4435-8ceb-ca88f01701b6.png&w=3840&q=75"/></div><div class="card_content"><h3>Choise.com security and transparency. Your assets’ safety is our top priority</h3><p>Discover the key pillars of our trustworthiness: licensing, audit, insurance, certification and risk management issues.</p></div></div><ul class="time_date"><li>Feb 15, 2023</li><li>17:02</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/recap-ama-anastasia-kor-feb-10-2023">Recap of AMA with Anastasia Kor, CMO at Choise.com | February 10, 2022</a><div class="image"><img title="Recap of AMA with Anastasia Kor, CMO at Choise.com | February 10, 2022" alt="Recap of AMA with Anastasia Kor, CMO at Choise.com | February 10, 2022" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F6ec00fd4-ea6b-4504-90a0-ebe8c0c6206b.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F6ec00fd4-ea6b-4504-90a0-ebe8c0c6206b.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F6ec00fd4-ea6b-4504-90a0-ebe8c0c6206b.png&w=3840&q=75"/></div><div class="card_content"><h3>Recap of AMA with Anastasia Kor, CMO at Choise.com | February 10, 2022</h3><p>Anastasia joins the community AMA to answer the questions concerning CRPT and discuss the development plans and current NTO issues.</p></div></div><ul class="time_date"><li>Feb 13, 2023</li><li>12:02</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/transparency-risk-management-vladimir-gorbunov-interview">Transparency and risk management | Vladimir Gorbunov interview</a><div class="image"><img title="Transparency and risk management | Vladimir Gorbunov interview" alt="Transparency and risk management | Vladimir Gorbunov interview" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fa69aa1a8-2826-4f19-b784-eec87b389108.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fa69aa1a8-2826-4f19-b784-eec87b389108.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fa69aa1a8-2826-4f19-b784-eec87b389108.png&w=3840&q=75"/></div><div class="card_content"><h3>Transparency and risk management | Vladimir Gorbunov interview</h3><p>Austin Kimm interviews Vladimir Gorbunov on issues of trust and safety related to the recent FTX collapse and the whole state of the crypto market.</p></div></div><ul class="time_date"><li>Feb 06, 2023</li><li>23:02</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/stablecoin-market-outlook-vladimir-gorbunov">Stablecoin market outlook | Vladimir Gorbunov, Founder and CEO at Choise.com</a><div class="image"><img title="Stablecoin market outlook | Vladimir Gorbunov, Founder and CEO at Choise.com" alt="Stablecoin market outlook | Vladimir Gorbunov, Founder and CEO at Choise.com" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F475ee8d9-5226-4793-9ef5-be1951e65123.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F475ee8d9-5226-4793-9ef5-be1951e65123.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F475ee8d9-5226-4793-9ef5-be1951e65123.png&w=3840&q=75"/></div><div class="card_content"><h3>Stablecoin market outlook | Vladimir Gorbunov, Founder and CEO at Choise.com</h3><p>Vladimir Gorbunov in his interview to Forkast.News presented his outlook on the stablecoin market in 2023.</p></div></div><ul class="time_date"><li>Jan 30, 2023</li><li>17:01</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/recap-ama-andrey-diyakonov-jan-20-2023">Recap of AMA with Andrey Diyakonov, CCO at Choise.com | Jan 20, 2023</a><div class="image"><img title="Recap of AMA with Andrey Diyakonov, CCO at Choise.com | Jan 20, 2023" alt="Recap of AMA with Andrey Diyakonov, CCO at Choise.com | Jan 20, 2023" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F0af46f78-14b4-4055-b041-cceb8c808474.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F0af46f78-14b4-4055-b041-cceb8c808474.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2F0af46f78-14b4-4055-b041-cceb8c808474.png&w=3840&q=75"/></div><div class="card_content"><h3>Recap of AMA with Andrey Diyakonov, CCO at Choise.com | Jan 20, 2023</h3><p>Andrey joins the community AMA to discuss the current progress in the first ever NTO launched by Choise.com.</p></div></div><ul class="time_date"><li>Jan 20, 2023</li><li>17:01</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/recap-ama-anastasia-kor-dec-28-2022">Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022</a><div class="image"><img title="Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022" alt="Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fbd662a6a-77fd-422c-9941-c09c77282717.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fbd662a6a-77fd-422c-9941-c09c77282717.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fbd662a6a-77fd-422c-9941-c09c77282717.png&w=3840&q=75"/></div><div class="card_content"><h3>Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022</h3><p>Anastasia joins the community AMA to discuss Choise.com NTO in detail and to tell you about opportunities you might be missing. </p></div></div><ul class="time_date"><li>Jan 02, 2023</li><li>14:01</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/33m-second-investment-round">Choise.com has launched the second investment round worth $33M</a><div class="image"><img title="Choise.com has launched the second investment round worth $33M" alt="Choise.com has launched the second investment round worth $33M" width="400" height="400" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fwp.prod.testessential.net%2Fwp-content%2Fuploads%2F2022%2F11%2Fsecond_investment_16x9.png&w=640&q=75 1x, /_next/image?url=https%3A%2F%2Fwp.prod.testessential.net%2Fwp-content%2Fuploads%2F2022%2F11%2Fsecond_investment_16x9.png&w=828&q=75 2x" src="/_next/image?url=https%3A%2F%2Fwp.prod.testessential.net%2Fwp-content%2Fuploads%2F2022%2F11%2Fsecond_investment_16x9.png&w=828&q=75"/></div><div class="card_content"><h3>Choise.com has launched the second investment round worth $33M</h3><p>Let us share the information about the upcoming second investment round worth $33M and the related plans for the Choise.com development.</p></div></div><ul class="time_date"><li>Nov 29, 2022</li><li>14:11</li><li>2 min reading</li></ul></article><article class="sc-25cbe3a1-0 eeuxBk item"><div class="top_content"><a href="/news/insights/recap-ama-anastasia-kor-nov-24-2022">Recap of AMA with Anastasia Kor, CMO at Choise.com | November 24, 2022</a><div class="image"><img title="Recap of AMA with Anastasia Kor, CMO at Choise.com | November 24, 2022" alt="Recap of AMA with Anastasia Kor, CMO at Choise.com | November 24, 2022" width="1920" height="1080" decoding="async" data-nimg="1" class="directus_image " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fe9ebf755-c1da-4304-a43c-614de2007523.png&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fe9ebf755-c1da-4304-a43c-614de2007523.png&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcms.choise.com%2Fassets%2Fe9ebf755-c1da-4304-a43c-614de2007523.png&w=3840&q=75"/></div><div class="card_content"><h3>Recap of AMA with Anastasia Kor, CMO at Choise.com | November 24, 2022</h3><p>Anastasia joins the community AMA to discuss how to earn on Dual Currency Interest Accounts and speak of what's new in Choise.com interest accounts rates and options.</p></div></div><ul class="time_date"><li>Nov 27, 2022</li><li>19:11</li><li>2 min reading</li></ul></article></div><div class="sc-bf0dd4a1-0 bwifYc pagination"></div></div></div></section></main><footer id="footer" class="sc-1227d0b7-0 fQBTtp"><div 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Crypterium AS is incorporated in Estonia with company number 14352837 with a registered office at 5 A. Lauteri, Tallinn, 10114. Crypterium AS has been granted license <a href="https://mtr.mkm.ee/juriidiline_isik/220559" target="_blank" rel="noreferrer">FVT000161</a> for providing a virtual currency service and <a href="https://mtr.mkm.ee/juriidiline_isik/220559" target="_blank" rel="noreferrer">FFA000236</a> for operating as a financial institution. UAB Choise Services is incorporated in Lithuania with company number 305964183 with registered office at Vilnius, Eišiškių Sodų 18-oji g. 11.UAB Choise Services has been granted license 305964183 for providing a virtual currency service and 305964183 for operating as a financial institution.Charism LLC is incorporated in St. Vincent and Grenadines with company number 1999 LLC 2022, registered office at Suite 336, Beachmont Business Centre, Kingstown, registration number 1999 LLC 2022. Charism LLC is a limited liability company created and existing under the laws of Saint Vincent and Grenadines. Crypterium AS is not a bank. Your Crypterium prepaid card is issued by UAB Waletto (registration number 304686884) pursuant to license by Visa. UAB Waletto is authorized by the Bank of Lithuania to conduct electronic money service activities under the Law on Electronic Money and Electronic Money institutions (license number 33). Crypterium AS is the Card Programme Manager. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Residents of the Russian Federation are served in SVG jurisdiction. Crypterium AS does not provide services to citizens of the Russian Federation, non-EU residents. Eligibility for particular products and services is subject to final determination by Сhoise. 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type="application/json">{"props":{"pageProps":{"data":{"total":4,"data":[{"id":55,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-03-20T13:10:19.264Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-03-20T13:14:18.613Z","title":"AMA with Co-founder of arteQ and Qlindo tokens: Insights","slug":"ama-arteq-qlindo","content":"\u003cp\u003eIn this exciting AMA, we discuss with Farbod Sadeghian their journey to success. So relax, and prepare to be inspired by the story of arteQ.\u003c/p\u003e\n\u003cp\u003e\u003ciframe title=\"YouTube video player\" src=\"https://www.youtube.com/embed/tftX99aVUzI\" width=\"560\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"\u003e\u003c/iframe\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eHi everyone in t\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehe \u003c/span\u003e\u003ca href=\"https://t.me/choise_com\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com community\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e. It's another week. It's another month. And another exciting project to be added into our partners list. I'm Andrey. \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eTogether on the call with me today is \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eour co-founder Austin. And we're very proud and happy to have Farbod Sadeghia from Arteq representing \u003c/span\u003e\u003ca href=\"https://choise.com/news/updates/b2b-partnership-qlindo-company\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eArteq and Qlindo\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash; two\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e marvelous tokens that we've just added recently, and that we are already seeing a lot of excitement, and a lot of hype about within our platform.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut believe me, guys, there's actually so much more compactor, which is why we want to conduct this AMA session \u0026ndash; to ask about this first-hand from Farbod, to learn a little bit more about the wider context of the project and what you guys are up to and of course to share some exciting updates about what's coming and what's in there for you. So, how about who dive right into it?\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eHey, Farbod, say hello to our wonderful community. And why won't you tell us a little bit more about Arteq and Qlindo, get us started.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Hi, everyone, happy to be here. Thank you guys for the opportunity to present what we are doing out here. Yeah, I\u0026rsquo;m Farbod, Co-founder of the Arteq and Qlindо token. We started both of the tokens actually as a kind of investment capital. It means we would ask the people who are interested \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003einto \u003c/span\u003e\u003ca href=\"https://choise.com/news/crypto-world/10-nft-types-what-is-inside\"\u003e\u003cspan style=\"font-weight: 400;\"\u003edigital art NFTs\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and all the era to invest in the token and we would do the trading and investment into cool projects. We were very luc\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eky to get a lot of museums and a lot of associations that worked with us.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd we had cool projects like Gustav Klimt \u0026ldquo;The Kiss\u0026rdquo; that was the largest mu\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eseum \u003c/span\u003e\u003ca href=\"https://choise.com/news/crypto-world/what-is-nft-and-how-does-it-work-2023\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFT\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e drop ever. It worked quite well out. Now, we are running on a white listing of Tintin and Milo. And we ran \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eout of the whitelisting, which is great, running well, and we have a lot of upcoming beautiful art that will be fractionalized or directly as co-ownership will be offered. But of course as all the tokens we are going for a staking and we are offering a lot of advantages and bonuses.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eOne of the cool things we came up with is that you can actually visit any museum in the world and then we pay the ticket for our token holders.These are like the advantages that just getting people more coming back to the art scene and enjoying art and especially in the hard times or good times. Always artists are being a piece of our life, that brings a smile on your face, and then that's why we are enabling those things, of course, after the last year, a little bit of a crypto winter/summer or whatever they call it, we were happy to be able to develop much more. And now we g\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eot \u003c/span\u003e\u003ca href=\"https://choise.com/security\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eEU regulation\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e for \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003edoing also a security token. And that's something that I think is really cool.\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt means we\u0026rsquo;re soon going to be able to also auction or to sell art pieces in a kind of fractional ownership and co-ownership. But this time we are talking about the art in the museum or art in a gallery. It means, it's a real Picasso that is over there. Of course, it's going to be NFTs in tokens always available by the products, but that would be the part in actually ownership of a masterpiece. Then when it's sold out, you, of course, obviously make the profit. In the traditional art it's always 14-17% growth every year. And that's what we\u0026rsquo;re also bringing on the table.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe are still launching the platform (the first trading engine platform for real art). In March there will be our extension. It means, the arteQ token would actually come back and be there. \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eInitially, there would be an exchange for art, and people can use their tokens to pay with it, to get discounts and everything that is out there.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd, yeah, that was our arteQ part. Since today I have two hats on my head, I also have the Qlindo token. It has exactly the same structure we\u0026rsquo;re building on. But Qlindo actually invests in green tech and green housing. It's very much real estate oriented. It means the token holders profit from the trade and investment of Qlindo. At the same stage we decided to bring the Qlindo up to status of issuing security tokens. It means real ownership of property by earning your token. We have properties coming up from New York to China and Singapore. It's a really cool portfolio that we offer.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThat's so far a kind of overview. I can go more in detail: about the bonuses, the whole advantages and whitelisting and so on (what we are offering).\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe would definitely want you to get into the nitty-gritty details about those tokens but now let me highlight something for our community here.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo, we've got two tokens on our hands, both of them are available for purchase in our Choise.com App and web platform. Bear in mind you, guys, arteQ is focused on fractional art ownership. I've done a little bit of research and realized that the art ownership was the biggest growing asset class in the North America during the last year outbeating whole bunch of stuff. There are a couple of projects that have been developed in the States and were focusing on fractional ownership or democratizing access. But nothing of this sort has been done in Europe. And definitely you, guys in arteQ, are checking all the boxes because you're democratizing that access in a true way and doing that on blockchain and all those tokens are available now.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI do need to remind you, guys, that Qlindo is focusing on a green housing aspect of it. It is also riding the wave of recent developments. Everyone's focusing on sustainability, on making sure that real estate ownership is being democratized. And you, guys, are making some nice moves. So, kudos, terrific!\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWell, look, you mentioned some of the terrific real-life utilities, such as discounts for museum tickets, obviously democratizing access to that terrific asset class... Talk to us a little bit more about your path to crypto or rather to \u003c/span\u003e\u003ca href=\"https://choise.com/news/crypto-world/nft-is-there-hope-for-the-market\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFTs\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e. Did you dive right into it? Or is it not your \u003c/span\u003e\u003ca href=\"https://choise.com/news/cho-token/discover-nto-whats-chobies-universe-about\"\u003e\u003cspan style=\"font-weight: 400;\"\u003efirst project in crypto\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eOkay, just tell a little bit about myself... I started in 1999, as soon as I got into the University, with a software development company. We have always been around as a software development company. In the last five years, of course, we got a lot of demand coming in for blockchain development. Our team was great and very fast to upgrade ourselves to the Web3 scene. And what we did, we started a lot of platforms for third parties. It means, we worked with oil and gas companies, all types of companies that we don't like to produce. But it was interesting to dive in. And we learned a lot about the blockchain.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eMe, personally... I'm an art collector. I have been in the art scene for over like 10-15 years. We have our own galleries in Vienna (because we are based in Vienna). Having own art gallery and all those artist, when I saw the blockchain coming up, NFTs and everything, what we could do \u0026ndash; and couldn't do before \u0026ndash; because of the blockchain and the easiness of approaching it, I thought why not to create a kind of capital (so everybody can profit from art investment) and at the same time why we don't help museums and everybody else who want to sell art to access a global community that is always there, and they could take shares in it.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eNow we are also fundraising for museums with a crowd investment because the museums normally work on donations. And when they want to get new pieces in, they need to go through a very long-term process, collecting donations. We are giving them access to a platform, they just can click on it. It means, I would own a piece \u0026ndash; let's say, 1% of it \u0026ndash; and the beautiful piece is hanging in a museum in Europe or in the US, wherever it is. People even can go and watch their own piece of which they have a fractional ownership.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI see the future of art with the blockchain. It is growing much faster because sometimes people forget about art. I think the blockchain enabled us globally to look into a new movement for artists and art lovers to act. And it's beautiful to have your shares in a wallet and showcase it on beautiful screens that recently has been a lot developed to that. You can get a frame that looks exactly like your art frame and have your beautiful pieces randomly over there.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI think the future for arteQ is on two sides. Firstly, the capital side. We trade for our investors and token holders, enabling them to join the whole community award. We also have new software that we are very proud of. It's a crowd auction bidding, it's really cool. It means, we're going to go up to Sotheby's with all of our community. They can decide which piece we want to buy today and then, as soon as they get together \u0026ndash; let's say, 1,000 of our token holders, \u0026ndash; they would say: let's go for it, each bid for $100.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt means, we're going to have one of the major powers of buying beautiful art in different auctions and save a lot of money. That\u0026rsquo;s a cool thing. \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eYou log in \u003c/span\u003e\u003ca href=\"https://choise.com/wallet\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ewith your wallet\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e, one\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e of our representatives is in the auction and they represent thousands of our co-investors to buy a beautiful Picasso and take it back. And this crowd buying, I think, would be the power. At the end of the day, of course, art is cool and great. But we should also look at it as an investment because everybody wants to make money. If I buy art and lose all the value in the year, there is no meaning in it. That's why with having all of our community (which joins and buys great pieces easily) we can reach 10-15% profits over the years. That would also be a cool aspect of it.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eUnder the NFT side, of course, it enables us to do a verified copy of a beautiful painting. What we did with Gustav Klimt (\u0026ldquo;The Kiss\u0026rdquo;) is that we took one genesis edition \u0026ndash; one edition only allowed to be turned into \u003c/span\u003e\u003ca href=\"https://choise.com/news/tutorials/how-to-buy-nfts-2023\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFT\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash; and divided it into 10,000 pieces. And so far, the museum has got $6,500,000. That's a cool project because in the corona times selling tickets and everything else was really hard for them. And we helped them to raise funds.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd when we look at those two aspects, I see a great future for the token and its holders. And also the good thing, as I mentioned, is our team. We come from a tech background, it means, we are developing 24/7. We are pushing it with a lot of cool gadgets and tools coming up. And yeah, I think, as a long-term secure investment with underlying assets, as of art, we are doing quite well.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eTerrific. Go ahead, Austin.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e I have just one question for the community, really. Because maybe not everybody understands how fractionalized art actually works in practice. Maybe you could just explain how it works. For example, you mentioned Klimt, or Piccasso, or something. And I decide that I really like it, I get the token and buy a very small piece of it. Do I own a small piece of art or a token that can be used across all arts? I mean how does it work? Is it very specific to a piece of art or is it across a whole portfolio of art?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sade\u003c/strong\u003e\u003cstrong\u003eghian:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Okay. The arteQ token, as its own utility token, which we are talking now about and is listed also in the great \u003c/span\u003e\u003ca href=\"https://app.crypterium.com/sign-up?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-ama_arteq_article_text-%7Capp%7Cperf_002\u0026amp;utm_content=article\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com App\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e, is a fractional ownership of a whole treasury for us. The treasury holds a lot of different pieces from different projects and different artists. It means, fractional ownership of a capital investment into art and the growth would be among like 200 different artworks and 300 different NFTs. That's what we are building. For people who buy the token, we immediately go and acquire new art with our expert team. We have 11 people and the team that only negotiates with artists to make them be a part of us.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eGreat projects like Tintin, The Kiss or Picas\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eso which we're going to have soon in April are found at a very reasonable price. We make profit immediately, as soon as we buy it on the arteQ funds. I talked about the exchange and the trading engine that we will be the first in the market in March trading STO. It's like the security token that is directly EU and has an ownership.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eLet's put it a simple thing. We have a beautiful Picasso and divide it into 1,000 shares. The users would own exactly like 2% of it when they procure that. We are going to have those pieces in our treasury. That's a live treasury, not a blockchain treasury. One is located in Liechtenstein and another is in Austria. It means that beautiful pieces would go in the treasury. It will be notary verified that the pieces are original and they have been bought at X price. And we keep it in short, obviously, into third-party treasuries.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe treasuries in Austria... They work as banks, they are banks actually and they offer treasury services. It means, people would own exactly 1-5% of the real art peace laying into a treasury with all the regulations. That's the step that we thought was necessary because we love NFTs but they have different character in comparison with the traditional art in a real area. That's why we offer both\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e: the \u003c/span\u003e\u003ca href=\"https://choise.com/news/cho-token/4-things-that-give-nto-value\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFTs in the token\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e would be in a blockchain treasury, but the security tokens, which we provide now, are\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e real shares of a masterpiece.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Cool, very cool. So, people have a choice. They can either effectively invest into a portfolio of art, or they can buy an individual piece or a part of a piece of art.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eExactly, Austin.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Very cool.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Yeah, just to follow up on that. Obviously, we've heard about all of the beautiful components of the ecosystem. You've got a piece with the token (which is streamlining the access) and an ability to tokenize pieces of art, you've got the platform.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eNow talk to us a little bit more because obviously Choise.com works with retail users, most of them are going to be looking at this AMA and making purchasing decisions. And of course, we're working with institutions. Tell us a little bit more about institutional partnerships and participation in the secondary market. Are you anticipating it or already witnessing it?\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBecause a lot of the people are concerned about this market environment. They want to see that the long money, smart money, institutional money (whatever you want to call it), are also taking part. So, what have you got to share on that one?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Sure. Look, as the tradition, art has always been a great investment for institutions, banks, insurance companies. And every one of them, especially in Europe, has used, first of all, a tax-free investment. And second of all, holding those assets has always been profitable in recession times or in great times \u0026ndash; art has always been performing very well. Now we witness the problem exactly with a lot of our utility tokens. A lot of the family offices and institutions were avoiding getting into it because it was not regulated within Europe. And now we have both options and our utility token as a part of t\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehe \u003c/span\u003e\u003ca href=\"https://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eEU regulated\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eenvironment, we see a lot of interest from our institutions' partners. They are banks and I don't want to name them now, but they are negotiating to be able to also invest into us and to buy a part of the capital which they love to share the risk. It would be a few hundred art pieces and also the security token ownership \u0026ndash; we see a lot of increase coming on that.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI think the future is already here, it's like everybody was waiting. Maybe we will get results in 2025-2026. I think the market has stabilized extremely well. If the companies do a proper job, they will grow. It has become a very traditional business way, you need to have business plans. It is not enough just to have a token which will grow because of the demand now. There needs to be a lot behind it including developing platforms from the technology side and the security of the technology. Because one of the biggest issues \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ewas: when an institution invests, where they're going to hold their assets. They couldn't allow holding on \u003c/span\u003e\u003ca href=\"https://app.crypterium.com/sign-up?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-ama_arteq_article_text-%7Capp%7Cperf_002\u0026amp;utm_content=article\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com App\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e, o\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003er MetaMask, or any others because they needed a treasury. The banks were not accepting that before. Now we see most of the banks have created a custodial service for blockchain and crypto. And it gets extremely interesting. It means, they can buy it on Choise.com but put it in cold storage by a traditional bank which they trust. And they see it's a digital asset which is growing for them.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd the other issue was pricing: how they would go out with it, recalculate the revenues and everything per year. Having the blockchain behind has enabled everyone to have more transparent art investments. Because before they buy an art piece, they need to wait 6-7 years and then reevaluate it with a huge cost. Now they can see the market live into blockchain. What's happening? What is my asset value? What trades are happening underneath such an asset? It's much more transparent. And I think in the next 1-2 years we are going to face our company with a lot of traditional and institutional investors jumped in.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eTerrific. So we've covered the institutional partnership side. You've also mentioned that you've got some strong and unique assets, such as the treasury, capability located in 2 very safe looking countries: Liechtenstein and Austria. You've mentioned your regulatory status.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eNow could you please highlight a little bit more about that? So give a little bit of color on your regulatory status. Where are you regulated and how accessible are those secondary market platforms and your products to the wider, not just European client base?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Look, all of our products are made to be international. Why did we get it EU regulated? Because of our own geolocation, we're based in Vienna. It was easier for us to get the regulation over here and comply with them.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe idea of everything we do: everybody around the globe can invest, there are no limitations for any countries. We have a ver\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ey \u003c/span\u003e\u003ca href=\"https://choise.com/news/insights/choise-com-security-and-transparency\"\u003e\u003cspan style=\"font-weight: 400;\"\u003esimple KYC\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e among all of the apps. And people can easily invest in our security tokens also. The whole idea of the regul\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eation: before a security token has been issued it isn't allowed to be traded in a secondary market. We know that there have been art tokens and real estate tokens. All types of tokens have been created as security tokens in the last 5-8 years. There is nothing new in what we are doing here. The new thing is only the secondary market. It means, if I bought a token from a beautiful masterpiece, I would need to wait for the organization\u0026rsquo;s selling of this masterpiece at an auction or to a gallery, whatever. Then I would get my shares with profit back. Now with the secondary market (for which we got regulated) we offer a secondary trade on security tokens. Our trading engine will say that if I've bought a masterpiece of \u0026ndash; let's say \u0026ndash; beautiful Picasso, today I see a slight profit in it. I can sell it, go and invest in a beautiful Banksy or whatever, how I decide.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIn the last years the tokens were existing, the secondary markets were not. And obviously with licensing in Europe we got everything that the Institutions need to invest now, have the trust and to join to. We need them for a larger market capacity. That's why we got regulated here, our regulation acts globally, anybody and any other institutions can use it. The idea was only, as I mentioned before, how they can save their tokens when they buy something.That's why we did a lot of APIs connections to banks. Now you can choose: I have bought this asset, I want a custodial in it, or in a real bank, or in a real cold storage of the bank. All of those things you can do digitally under the platform and you say, okay, I bought it, I want to leave it with this bank and that's it. And these things needed to be solved and regulated. Now that we have all the infrastructure ready, we are happy that we are ge\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003etting online with a trading engine still in this month. Of course, for all the great \u003c/span\u003e\u003ca href=\"https://t.me/choise_com\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com followers\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e we will definitely share a link or a news item as soon as it's launched. And the\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ey can take a look at it. It's going to be cool. I can bid on real time and real masterpieces and we are very excited about it.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e: Let's just quickly go through all the points that we covered here. You, guys, have got a wonderful technology driven by the developers. And I always love that type of projects. You\u0026rsquo;ve got a strong regulatory base located in Europe and you covered all the ground there. You've got strong institutional ties and partnerships. I\u0026rsquo;m not even mentioning your banking partnership, those are terrific.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut as for those museums and art institutions' kind of partnerships, all of those names that you drop (Picasso, Klimt, Vienna Museum)\u0026hellip; Sounds just terrific! I can't come up with another project that has got something like this.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo, I really want to highlight for our audience that the previous goal of running crypto was in a lot of regards driven by facilitation of the infrastructure for the institutional investors, right? When the big money, when the long money was able to come into crypto and do that securely, in a way that was acceptable to them. This is why we saw the biggest high in crypto prices and the biggest kind of adoption. That's exactly what you're doing for the art segment of the industry. This is very exciting, but I'm sure you've got some more updates that you want to share.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWhy don't you quickly give us, before we dive into what we've got prepared for our audience and the buyers of your tokens, a brief introduction into what's in for\u003c/span\u003e\u003ca href=\"https://choise.com/news/updates/b2b-partnership-qlindo-company\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e arteQ and Qlindo\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e next month, maybe this year? What kind of plans have you got in mind?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eYeah, as for our roadmap, especially on the art side... First thing for us is to onboard as much as we can. One of the partnerships that I needed to mention but forgot is Belvedere Museum, one of the largest museums on the globe. It's state-owned and it was a really tough challenge to get them on board. It took us about 8-9 months and we got very familiar with whole institutional and government based organizations which want to move into crypto (with all their concerns and so on). Mostly we are working on our technology now. First of all, it should be able to work with APIs and сo-partnership with the others. Because we don't want to be the only ones who are going for this. We want to enable museums, galleries, everyone to use the technology in-house, convert their assets into a very small wizard that can pass about 5-6 pages and convert their certificates and their ownerships into tokenized assets.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd we have all of our lawyers, notaries and everything we need. We have brought them on-chain and that's one of the other great things. It means, I don't need to meet my notaries in person all the time, they have their own wallets, the lawyers have the wallets, they can sign everything off within our infrastructure making it much lower cost. Because when you talk about tokenization of a real world asset into blockchain the lawyers and notaries charge $50-60,000 for such a process. And it's really not affordable, If everyone wants to do that. That's why we have automated everything. With a few clicks they have the agreements, they have the STO issuance and everything that they need and they can get on board. That's one of the main targets for the next 6-8 months.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThen we will grow our portfolio of the underlying assets for the arteQ token holders. We are negotiating with a lot of cool projects. Some of them I named. We are going to have a lot of assets coming in to make our token very solid because at this moment we have a great collection but we need to grow it as soon as possible \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eand we are bringing a lot of great pieces inside.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAlso for \u003c/span\u003e\u003ca href=\"https://choise.com/news/latest/arte-q-trading-competition-win-5000-eur-in-choise-com-app\"\u003e\u003cspan style=\"font-weight: 400;\"\u003earteQ token holders\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and the\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e exchange we need to explain to people and to our investors, how we can reach the price of $1. Just because of the demand of the market there would be something very exciting to say, but it wouldn't be long term feasible to keep it. That's why with our technology and the trading engine we're going to have 2% share on every trade and become a very profitable company because of the whole art structure that we offer to other platforms. If anybody is going to create a security token on our platform, we will always have a share of transactions. And the transaction may be extremely high because of the art piece that, we know, is going to be announced in the Sotheby's or Art Base, all those big events. Trading will be under one piece making the whole company profitable as a long-term startup in this field (not only our technology that we value a lot but also the income of the company). We're going to reach a point where all standard calculations as a solid company will be there. And that's our whole target in 2023 to reach those goals to bring the company in profitability not only because of sales of tokens, but actually a solid arts' trading.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe also hold one of the largest events globally that we are planning to have in Vienna, in a place called Marx Halle. There will be around 12,000 people attending it in October 2023. The idea is that we see ourselves as a bridge of real world assets and digital ones. And since we have created those technologies, that's why we call it 'the reforming of the future of creativity'. That's the theme of the event to showcase how great companies can use both worlds because having only a metaverse without a real life doesn't make sense, as well as vice versa. That's why we want to bridge this gap and say \u0026ldquo;you know, guys, work together\u0026rdquo;.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBecause when you go to a traditional gallery and you tell them \u0026ldquo;let's tokenize your art\u0026rdquo;, you hear \u0026ldquo;what are you doing with my art?\u0026rdquo;. But there's nothing special, no cutting or anything. So we are doing this event to get a lot of awareness. And obviously all our token holders have a free ticket. There will be two greatest DJs going to Vienna. A lot is happening! We want to build this community, the art lovers' community and investors to earn money and enjoy, to be long-term art assets' investors.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThat's all targets we have and that's the plans for 2023. Also launching the trade engine made us busy during the last months. And we will be busy a lot with adding collections, maintaining that platform and growing it, doing partnerships until the end of 2023. Now we are partnering with museums in the USA, Ukraine and other places supporting us. In Eastern Europe we never had great protections to move faster but now we do. It's becoming a global movement and we are very happy about that.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Very cool!\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eWow, guys. So, you've heard it first on our Choise.com AMA. ArteQ and Qlindo are all about building a sustainable business driven by fundamentals and strong partnerships, led by a terrific team of IT developers and guys with a great expertise in the technology. They not just take care of the retail side but also the institutional one and bridge the gap between the virtual (or meta) and the real-life utilities.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI think it's time to announce that we're obviously very happy and excited to partner with such a wonderful project. And we want to keep that interest going from our retail community by announcing our newest \u003c/span\u003e\u003ca href=\"https://choise.com/news/latest/arte-q-trading-competition-win-5000-eur-in-choise-com-app\"\u003e\u003cspan style=\"font-weight: 400;\"\u003etrading competition\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e, which would be all about incentivizing you, rewarding for purchasing, trading and doing target actions with arteQ tokens.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eNow what we have got in mind is that we want to make sure that you are rewarded for your purchasing decisions. Which is why within the next couple of days we're going to announce a very \u003c/span\u003e\u003ca href=\"https://choise.com/news/latest/arte-q-trading-competition-win-5000-eur-in-choise-com-app\"\u003e\u003cspan style=\"font-weight: 400;\"\u003edetailed set of rules\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and prices for your participating in arteQ competition.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThose of you who have already taken part in our previous editions know that they are very exciting and it gets even better. Not only those folks that will have top positions in a trading competition will be\u0026nbsp; rewarded. We are going to announce mechanics according to which randomly selected users will be rewarded as well. So it's not just about those Top 3 or 5. Stay tuned for the details!\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd of course, it gets even better because after we announce the \u003c/span\u003e\u003ca href=\"https://choise.com/news/latest/qlindo-5000-eur-trading-competition\"\u003e\u003cspan style=\"font-weight: 400;\"\u003etrading competition\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e results, which is expected to last for about 10 days on the Choise.com App, we are expecting a launch of the first of a kind of product. We are going to announce a yield focusing and yield generation product connected to arteQ token. Now the way those kinds of products are usually tagged is the staking. But we've got a couple ideas and how to improve the conventional staking mechanics and we're going to announce after the competition stops. Stay tuned, It's all about giving you access to that wonderful ecosystem, wonderful platform powered by this token and it is all about rewarding you for doing that all on \u003c/span\u003e\u003ca href=\"https://app.crypterium.com/sign-up?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-ama_arteq_article_text-%7Capp%7Cperf_002\u0026amp;utm_content=article\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com App\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo do you want to share a little bit more on that, give a little bit of details?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eFarbod Sadeghian:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Sure, it has been a pleasure working with Choise.com team because they come with great ideas that we thought of doing, staking and a lot of other bonuses for our investors and traders in arteQ and Qlindo both. With the idea that the Choise.com team brought to us, we see a lot of sense into that. It would change our gamification, the whole thing, and our investment. And in the long term people see that we are looking for new ways to bring profit to them. It's not just like getting our token sold and then seeing what happens. We are fully active in building it up.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI'm not disrespecting any other projects but altogether putting it in a guideline, giving them new ideas. And then I think about that type of staking mix which you, guys, will do for our investors... When I was talking to the team, they were so excited. And most of our investors that we know personally were like: okay, that sounds like a great solid change. We are changing the way of artworks and we want to support artists, young ones and the whole art industry.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eYou, guys, changed the way our great followers and users can earn money with it. And I think that would be a very interesting aspect of it, we are all excited to see it running soon. And I would just invite everyone to join and have a long-term partnership. Both of our projects are based on DAO. It means sooner or later, there will be their own companies, they will run it hopefully and maybe I will go on a vacation then. Until then we need to run the show. And that would be great if they buy it twice and then stake it and change it to the hedging. That would be, I think, a very profitable, very long term positive point.\u0026nbsp; Thank you, guys, for that!\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Brilliant, thank you!\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAndrey Diyakonov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eYou've heard it all. It's not just about me getting access to one of a kind \u003c/span\u003e\u003ca href=\"https://choise.com/news/crypto-world/nft-security-issues-2023\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFT\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and art investment capital platform. It's not just about doing that in a secure and compliant fashion. It's not just about partnering with the biggest names in this industry. It's also about making a potentially solid financial decision for yourself and helping Farbod to go on vacation Sunday.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThank you, guys! It has been wonderful. Thanks for your time. We're very excited that you're coming on to the platform. You're already there, we're seeing some wonderful results. And we want to make sure that as many of our users as possible are getting to know you, your product, your ideas and getting a benefit of what you, guys, have built up.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo, thank you very much. Stay tuned for the details, I really appreciate your time, community. Take care!\u003c/span\u003e\u003c/p\u003e\n\u003chr /\u003e\n\u003cp\u003e\u003cstrong\u003eFollow us for more great updates:\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTwitter \u0026ndash; \u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbHlvODZwaF8xMXJuZW8tX1NCaU8tdWZkTEJnd3xBQ3Jtc0tuZUJvLUMwa1Y2WmROSC0weE1HUDBWZDA1MVJLX3AybGFHNjlFdzZ6UHllNy1BTUpyVGc1NjJvZHFNa0o5eGYxaGUyRmp5X3d4UjVZZ2V1OW5iWmNDOUg2Nnp3R0hHbm9yaEtDYm9KV0RvMnVabHpTUQ\u0026amp;q=https%3A%2F%2Ftwitter.com%2FChoiseCom\u0026amp;v=tftX99aVUzI\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://twitter.com/ChoiseCom\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eDiscord \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbml3QkdNa1NJcWtVNDZxNWZ1TWlJVzhfT2hTQXxBQ3Jtc0trY2lQcW4wcHFZa3BrOFlRUlZEX1diaENzLW9uLVoxc3RfODJkVWFDcW50RHRrV1hNWnZMOVB1VXY2T25Mbl9yal9qbWJXSW5uRVNtTndJSWxfZkktbm9yTWFCSDlGMTZsS1lwSWV2NkROcHVNeWFENA\u0026amp;q=https%3A%2F%2Fdiscord.gg%2FGQbcNbRWSm\u0026amp;v=tftX99aVUzI\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://discord.gg/GQbcNbRWSm\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTelegram \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbU4wNFJWamhVREZhS2ZrMUFDWGR4SjhIV2xxd3xBQ3Jtc0trUGhHXzl4SG9OTlN3ZkhycGpVQ3dNa1RhNXBZRG43c1VEY2tULThUVktmZU9MaW5TTWZyWDBXZ0dEX3FRclZLamVxREpacGtFZGk3cXBqdi1YOUt3czRablJIQ2dQVlFGZ2J2VV8yeWMxdGJfb0FhMA\u0026amp;q=https%3A%2F%2Ft.me%2Fchoise_com\u0026amp;v=tftX99aVUzI\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://t.me/choise_com\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"In this exciting AMA, we discuss with Farbod Sadeghian their journey to success. So relax, and prepare to be inspired by the story of arteQ.","image":{"id":"b0387d3e-2c70-42b7-9b67-e6d0b31b9b71","storage":"local","filename_disk":"b0387d3e-2c70-42b7-9b67-e6d0b31b9b71.jpg","filename_download":"ama arteq.jpg","title":"Ama Arteq","type":"image/jpeg","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-03-20T13:08:22.551Z","modified_by":null,"modified_on":"2023-03-20T13:08:22.608Z","charset":null,"filesize":"88668","width":1280,"height":720,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":41,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-02-15T14:37:00.000Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-02-28T12:42:31.887Z","title":"Choise.com security and transparency. Your assets’ safety is our top priority","slug":"choise-com-security-and-transparency","content":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt\u0026rsquo;s no secret that \u003c/span\u003e\u003ca href=\"https://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eLUNA and Celsius problems\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e as well as \u003c/span\u003e\u003ca href=\"https://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eFTX liquidity crunch\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e caused extremely high volatility on the crypto market. In the wake of these events we would like to draw our community\u0026rsquo;s attention to Choise.com liquidity, security and transparency.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTalking more specifically about these issues, we aim to assure you that we are highly capable and responsible for keeping your assets safe.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSince the company's foundation, protecting our customers\u0026rsquo; interests has been our mission. For years, we have cemented our position as a trusted partner, and our track record shows that Choise.com has successfully navigated through all the market turbulence \u0026ndash; crypto winter in 2019, Covid-19 in 2020, market crush in mid-2021 and a series of unfortunate events this year.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWithstanding all these downturns, we have set really high standards for our business and encourage other companies to take up the lead. More specifically: our clients\u0026rsquo; trust is based on licensing, audit, insurance, certification in accordance with international standards and risk management.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eLicensing\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com has been granted Estonian licenses for \u003c/span\u003e\u003ca href=\"https://mtr.mkm.ee/juriidiline_isik/220559\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eproviding a virtual currency service\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and \u003c/span\u003e\u003ca href=\"https://mtr.mkm.ee/juriidiline_isik/220559\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eoperating as a financial institution\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eOur \u003c/span\u003e\u003ca href=\"https://choise.com/cards\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eprepaid debit card\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e is issued by UAB Waletto pursuant to license by Visa. UAB Waletto is authorized by the Bank of Lithuania to conduct electronic money service activities under the Law on Electronic Money and Electronic Money institutions.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eAudit\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAs stated by Vladimir Gorbunov in his \u003c/span\u003e\u003ca href=\"https://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\"\u003e\u003cspan style=\"font-weight: 400;\"\u003erecent interview\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e, the most important thing for the crypto business is to be audited by the regulator, and Choise.com has successfully passed all auditing procedures and license review in 2022. We were checked by our PCI DSS auditor Compliance Control Ltd.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eInsurance\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com has a comprehensive network of insurance providers, such as BitGo and Ledger Vault.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eCertification\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe have PCI DSS certification, in accordance with international standards, and undergo an external vulnerability scan every 3 months. We also strive to pass CCSS certification at the end of 2023.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eSecurity\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSince foundation, Choise.com has been consistently investing in its security infrastructure. Today we have a multi-stage security system, with various methods of protection at each individual stage, including KMS storage manager, self-written functions for the API, and a wild card certificate for a specific domain name. We use the BitGo partner application, which is an internationally recognized secure tool for managing wallets. Besides, we have developed an organized system of policies and rules (privacy, accounting policy, etc.) and implement SSL, SOC2, ISO/IEC 27001 security standards.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eRisk management\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eOur professional team applies only neutral markets strategies and strives for very high diversification (never allocating more than 5% of our funds in any single instrument). This allows us to maintain a strong liquidity position while generating sizable revenues for our customers.\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eRobustness of our business model\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.c\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003eom\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e uses both VC and capitalization on the innovative financial products for funding. Moreover, native \u003c/span\u003e\u003ca href=\"https://choise.com/cho\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eСHO\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e and \u003c/span\u003e\u003ca href=\"https://choise.com/crpt\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eCRPT\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e tokens represent less than 10% of assets. Last but not the least, we don\u0026rsquo;t have and have never had the need to outsource money to third parties to manage.\u003c/span\u003e\u003c/p\u003e\n\u003chr /\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eFounded in crypto winter, Choise.com has mastered and thrived in more than one downturn. And we will continue to work on being your trusted party regardless of the market conditions pushing for higher standards across the whole industry.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eStay safe and do your own research before entrusting your funds to anyone.\u003c/span\u003e\u003c/p\u003e\n\u003chr /\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com is the leading crypto company and earn marketplace trusted by more than 750,000 retail and institutional clients worldwide.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSince its foundation in 2017 the company has done its best to aggregate the most profitable crypto solutions of the industry under one roof, making it possible for both crypto newbies and pros to find the most attractive way to earn on crypto.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe basis for Choise.com ecosystem is the unique \u003c/span\u003e\u003ca href=\"https://defi.choise.com/?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-security_article_text-%7Ccharism%7Cperf_002\u0026amp;utm_content=article\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eCharism platform\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e that aggregates DeFi solutions and connects them with the CeFi infrastructure of \u003c/span\u003e\u003ca href=\"https://app.crypterium.com/sign-up?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-security_article_text-%7Capp%7Cperf_002\u0026amp;utm_content=article\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com\u0026rsquo;s App\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eEverything that Choise.com does, all our developments going forward, are aimed at ensuring that every user has the ability to utilize the potential of their funds \u0026ndash; in a safe and transparent way.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com. Your Choise to Earn More.\u003c/span\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Discover the key pillars of our trustworthiness: licensing, audit, insurance, certification and risk management issues.","image":{"id":"15bb6d53-b2f9-4435-8ceb-ca88f01701b6","storage":"local","filename_disk":"15bb6d53-b2f9-4435-8ceb-ca88f01701b6.png","filename_download":"Security and transparency issues.png","title":"Security and Transparency Issues","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-02-16T14:36:41.067Z","modified_by":null,"modified_on":"2023-02-16T14:36:41.123Z","charset":null,"filesize":"4958952","width":3840,"height":2160,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":39,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-02-13T09:10:51.748Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-02-13T09:47:00.558Z","title":"Recap of AMA with Anastasia Kor, CMO at Choise.com | February 10, 2022","slug":"recap-ama-anastasia-kor-feb-10-2023","content":"\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eSpeaker: Anastasia Kor is the Chief Marketing Officer at Choise.com\u003c/span\u003e\u003c/em\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e. Anastasia joins the community AMA to answer the questions concerning CRPT and discuss the development plans and current NTO issues.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhy so little marketing in the community right now? More events and promos needed.\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"It\u0026rsquo;s a nice remark, thank you!\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe actually hold various events and activities for our community on a weekly basis. Of course, we see the growing interest in the company's products and development, so the number of events will increase.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eRight now, for instance, you may participate in Chobies\u0026rsquo; Escape promo and receive up to 40% cashback (\u003c/span\u003e\u003ca href=\"https://choise.com/news/latest/chobies-escape-promo-catch-the-runaways\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/news/latest/chobies-escape-promo-catch-the-runaways\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e).\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe\u0026rsquo;ll for sure prepare some lovely offer for the Valentine\u0026rsquo;s Day. But I won\u0026rsquo;t tell the details today.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eFor any ideas and suggestions about promotions we highly welcome everyone in our Ambassador program. Leave your ideas, we\u0026rsquo;ll reward the ones that will be applied.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLuna, FTX, Celsius. How can we be sure that Choise.com won\u0026rsquo;t join the black list? How does the team plan to withstand the current market turmoil?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"This is a great question. What is more, it should be the first question that any crypto user asks before entering any project nowadays. Keeping that in mind and in response to request in our DAO community, we\u0026rsquo;ve recently arranged an interview with our CEO about the market turmoil, proof of reserves and risk management.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI strongly reccomend everyone to read it (video format is also available) as we\u0026rsquo;ve covered not only how Choise.com manage the risks , but the whole situation on the market. Here\u0026rsquo;s the link\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ca href=\"https://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\" target=\"_blank\" rel=\"noopener\"\u003ehttps://choise.com/news/insights/transparency-risk-management-vladimir-gorbunov-interview\u003c/a\u003e.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe question was fully covered in the interview, so don\u0026rsquo;t see the need to add anything from my side.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow about new integrations \u0026amp; more coins listed?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"We constantly develop Choise.com in different directions. New products, new technologies, new partnerships, new coins. Next week we will reveal details about our new b2b partnership with two new coins to be listed in the App.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWanted to give more details and names but decided to wait for the official announcement) Just stay tuned, we have some exciting and promising news to come.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow about more utility for CRPT?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"Of course, we continue to work on improving the ecosystem. As of now, СRPT is already deeply integrated into the Choise.com App. As the system itself is already efficient, now we should focus on attracting new audiences. Thus, as I\u0026rsquo;ve already said, partnerships and marketing play an important role for us\u0026hellip; And to tell the truth, you, the community, can help with the matter as well.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eNew partnerships and b2b integrations = new users = more transactions = more CRPT to be burned.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAll this does not, of course, eliminate the need to further develop the CRPT utility. And that is one of the team\u0026rsquo;s constant priorities. With any suggestions on the topic, I invite you to join our DAO and leave the proposals there. We would highly appreciate your active participation in the project\u0026rsquo;s development.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhere is the CRPT roadmap? CRPT holders deserve better communication on the plans to grow a use case for CRPT.\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"As said before, we never forget about CRPT (how could we) and inform you of all the latest news regarding it. Therefore, following the DAO requests we have recently returned CRPT interest accounts to the App and just finished the promo 10% APY on interest accounts in CRPT.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eFor more information on CRPT roadmap, tokenomics, etc. please, follow the link \u003c/span\u003e\u003c/em\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cem\u003e\u003ca href=\"https://docs.choise.com/more/token-and-tokenomics\" target=\"_blank\" rel=\"noopener\"\u003ehttps://docs.choise.com/more/token-and-tokenomics\u003c/a\u003e.\u003c/em\u003e\u003c/span\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDo you have any US expansion plans?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"Running ahead of the story I would say that we plan different activities this spring, and Choise.com presence on the US market is among them. Not a Choise.com official office yet, but who knows.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAnd what about NTO? Will you hold a Tesla giveaway?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"The second stage of the NTO will be active until full buyout of all Chobies declared for each stage. And the Tesla giveaway will be held as promised by the terms, after the successful finish of the stage.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe conditions for the giveaway are as follow: those who minted 5 and more Chobies, of which at least 1 Choby was minted on the current Stage, would participate in the Tesla raffle.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd I advise to use the current promotion to get a cashback for getting 2 or more Chobies in one mint.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eGet 40% CASHBACK on Chobies Limited Promo:\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;Mint 2 or more Chobies at one time from February 9 12:00 GMT to February 14 23:59 GMT and get a cashback of 10% to 40% to your wallet. The amount of cashback is calculated by the number of Chobies in one mint:\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e 2 Chobies \u0026ndash; 10%\u003c/span\u003e\u003c/em\u003e\u003c/li\u003e\n\u003cli\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e 3 Chobies\u0026nbsp;\u0026ndash; 15%\u003c/span\u003e\u003c/em\u003e\u003c/li\u003e\n\u003cli\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e 4 Chobies\u0026nbsp;\u0026ndash; 20%\u003c/span\u003e\u003c/em\u003e\u003c/li\u003e\n\u003cli\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e 10 Chobies\u0026nbsp;\u0026ndash; 40%\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThat is, if you mint 10 Chobies at a time, you get 40% cashback, if you mint 1 Choby 10 times, you get 0% cashback. Consider this when minting.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe cashback will be credited in 48 hours after the mint.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eFollow the link to catch and mint your Chobies \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ca href=\"https://nto.choise.com/?utm_source=tg\u0026amp;utm_medium=smm\u0026amp;utm_campaign=nto\u0026amp;utm_content=choisecomnews\" target=\"_blank\" rel=\"noopener\"\u003ehttps://nto.choise.com/?utm_source=tg\u0026amp;utm_medium=smm\u0026amp;utm_campaign=nto\u0026amp;utm_content=choisecomnews\u003c/a\u003e.\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow can you guarantee that you are not manipulating the results of the Chobies mint in any way? Is the process really 100% random?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"I know that we\u0026rsquo;ve got several questions of this kind and I\u0026rsquo;ll just repeat my own words from the previous AMA.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe don\u0026rsquo;t hide anything\u0026nbsp;\u0026ndash; our smart contract is available on Etherscan. All prizes are randomly distributed among Chobies and all Chobies are randomly distributed among minters.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003ca href=\"https://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\" target=\"_blank\" rel=\"noopener\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eSmart contract: \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eDo your own research. And thank you for your question!\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003chr /\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI want to thank everyone for questions and for the interest you show towards Choise.com and it\u0026rsquo;s development. While the market is down we continue the development of new features that will explode the market with the beginning of the crypto spring. Stay with us, Stay tuned!\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003eFind out why more than 750 thousand users trust us and use our solutions daily \u0026mdash; follow us on social media.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTwitter \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://twitter.com/ChoiseCom\"\u003ehttps://twitter.com/ChoiseCom\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDiscord \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://discord.gg/gkcrQjcEFY\"\u003ehttps://discord.gg/gkcrQjcEFY\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Community \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/Choise_com_Chat\"\u003ehttps://t.me/Choise_com_Chat\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Announcements \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/choise_com\"\u003ehttps://t.me/choise_com\u003c/a\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Anastasia joins the community AMA to answer the questions concerning CRPT and discuss the development plans and current NTO issues.","image":{"id":"6ec00fd4-ea6b-4504-90a0-ebe8c0c6206b","storage":"local","filename_disk":"6ec00fd4-ea6b-4504-90a0-ebe8c0c6206b.png","filename_download":"ama_16_9 (1).png","title":"Ama 16 9 (1)","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-02-13T09:39:53.459Z","modified_by":null,"modified_on":"2023-02-13T09:39:53.517Z","charset":null,"filesize":"238053","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":36,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-02-06T20:25:49.046Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-02-07T10:03:16.849Z","title":"Transparency and risk management | Vladimir Gorbunov interview","slug":"transparency-risk-management-vladimir-gorbunov-interview","content":"\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAustin Kimm speaks to Choise.com Founder and CEO \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://choise.com/news/updates/a-year-to-remember-founders-letter\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eVladimir Gorbunov\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e to respond to some of the community's questions in relation to the recent market turmoil, proof of reserves and risk management.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003ciframe title=\"YouTube video player\" src=\"https://www.youtube.com/embed/BTZQrERzuao\" width=\"560\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"\u003e\u003c/iframe\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=0s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e00:00\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=53s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e00:53\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e What was the cause of the recent market turmoil?\u003c/span\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=53s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e00:53\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=525s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e08:45\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e What was the actual reaction of the market?\u003c/span\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=525s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e08:45\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=640s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e10:40\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e Proof of reserves: is it really significant?\u003c/span\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=640s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e10:40\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=1148s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e19:08\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e Too good to be true? High interest rates and risk management strategies\u003c/span\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=1148s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e19:08\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=1537s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e25:37\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e DeFi and its role in managing risks\u003c/span\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=1537s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e25:37\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/watch?v=BTZQrERzuao\u0026amp;t=1742s\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026nbsp;\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e29:02\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e Vladimir's thoughts on trust and future of Choise.com\u003c/span\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e OK everybody, thank you for viewing this video. This is Austin Kimm, one of the founders of Crypterium, now Choise.com. And today the idea is that we're going to respond to a few of the community's questions, particularly with relation to the recent market turmoil, proof of reserves and just generally risk management. And to do that, I'm going to interview my colleague and founder and CEO of Choise.com, Vladimir. So welcome Vladimir. I'm gonna throw some questions at you and hopefully you can answer them and keep the community nice and happy.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eThanks. Will be happy to be interviewed by you. It will be the first time, I think, that you are interviewing me.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Yeah, I think so. I mean, it's a bit odd, but let's give this a try. Alright. So let's start with the market, I think. It all started, I think everybody understands this, with the collapse of Luna that created a let's say a domino effect on other companies. Then coming into difficulty we had Celsius, we had BlockFi, Three Arrows Capital and of course the more recent ones of FTX and I saw today \u0026ndash; Genesis as well filed for bankruptcy. So let's just start with a quick overview of the market and how you see it and what's the cause of all of this recent turmoil.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Yeah, that's a very, very good question. And I think that not so many people really understand the whole history of the things that happened during the last year. So I just want to maybe explain a little bit more why Luna collapsed and there was as I said domino effect. Then just get to Celsius, BlockFi, Voyager and even FTX. So most of the companies in the market. The reason for that was, first of all, that most of these companies, I mean Celsius and Voyager and lots of other companies, came to the market just before the last \u003ca href=\"https://choise.com/news/tutorials/what-is-crypto-winter-and-crypto-summer\" target=\"_blank\" rel=\"noopener\"\u003ecrypto summer\u003c/a\u003e. And around them there was a very good and interesting opportunity to make money. There were tons and thousands of different investment funds. Everyone thought that they were very good at investing because everything was really green, if you would invest anywhere a dollar you could probably earn two or three or five, doesn't matter. And some companies started to borrow money, some companies started to provide some yields and deposit accounts, etc.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd Luna at one time collected almost $40 billion in their \u003ca href=\"https://choise.com/news/insights/stablecoin-market-outlook-vladimir-gorbunov\" target=\"_blank\" rel=\"noopener\"\u003establecoin\u003c/a\u003e. That basically was hedged by the Terra Luna main token. And the whole strategy worked just because there were a lot of positive signs in the market, people put their money, so it was like a pyramid. But what happened in reality? I remember a lot of communications with colleagues in the beginning of the year. And they asked me: why didn\u0026rsquo;t you store your money in Luna? You can make 20% there in USDT. And that was the core logic and the core idea of thousands of different funds. They borrowed money, let's say, from Celsius for 10% and they then put them in for 20% and got this 10% margin. So that was not a small game. That was a really big fish game. I mean billions and tens of billions of dollars were invested this way.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut why didn't we? Why did we never use Luna or Celsius or anyone else? First of all because when I started to discover Luna at the end of 2021, there was still a big, pretty big amount of money there, and I thought \u0026ldquo;Ok. How can they make 20% if they are managing billions and tens billions of dollars?\u0026rdquo; Keep in mind that in May 2022 they were holding 40 billion, which means that they needed to generate a value of at least $8 billion a year. But what kind of business could generate $8 billion a year? What should it do? And we were never involved, never ever. When I spoke to anyone, I said the same: just, please, don't touch it.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut what happened then? When Terra Luna collapsed? No matter was it an attack, was it something else. Doesn't matter what happened there. But after a month, as you have mentioned, Celsius collapsed and all others. Why? Because they were so much involved, not maybe by themselves, but the funds of their clients were involved. And when they started to ask people to pay back the loans, for example, all those funds, and customers, and investors could just say \u0026ldquo;oh, sorry, we just have problems with Luna, and all our money is there\u0026rdquo;... And it was just the beginning.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe whole story later came to the FTX and to Genesis and to all of the companies in the market, because the market was still a young one, it was not really mature. And everything was united: one thing depends on another, one company depends on another. Same money was moving in a circle between one company and another. And even those good investment funds that were good before, one day just lost a lot of their money. They lost the opportunity to make that money. They didn't have any other chance to get their money back.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo I remember my communications in the first half of 2022 when colleagues on the market told me that there are Tier-1 clients, Tier-2 clients, Tier-3 clients. Let's say Genesis and Three Arrows Capital would be Tier-1 companies. But\u0026hellip; I said: \u0026ldquo;Ok, what if it's a Tier-1 company?\u0026rdquo; \u0026ndash; \u0026ldquo;So it means that you can provide a loan without any hedge, it could be not collateralized\u0026rdquo;.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThat was the whole idea of the market back in the beginning of 2022 and this picture totally changed after just half a year. And what we see now is that there are absolutely new roles on the market. And most of the companies that were involved in Terra Luna, big companies and\u0026hellip; You should understand how big was Celsius, they had approximately $18 billion, and they got them in less than 18 months, meaning that they were receiving $100 million a month. So they needed to manage them, to really make money out of this money, to pay back some bills, etc.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo immature market, very intransparent business and all of these things with Luna \u0026ndash; I recognize it as a total scam. That just brought the market to the situation where it is now.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://choise.com/wallet/cashout?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_banner1-|payout_card|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003e\u003cimg src=\"https://cms.choise.com/assets/10fc4bae-bc32-4b09-8a24-8e2e63f3eb88?width=1600\u0026amp;height=290\" alt=\"Cash out 1600x290\" /\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Ok. So bearing in mind everything that's happened, how do you think the markets actually reacted, because in fact Genesis collapsed on the weekend and the markets moved less than a percentage point. So what's the actual reaction of the market to all of this?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e Of course at the beginning this reaction was very strong. But what was interesting, at the moment we could say that this reaction was very mature, because the market cap today is approximately the same as it was before Luna crashed. Of course, it needs to be recovered. And I believe that crypto spring will probably begin later, in the next half of this year. But anyway, it shows that the crypto market isn\u0026rsquo;t broken because of FTX and the like. I could also say that the banking market was not broken by Lehman Brothers.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI think the market will recover. Now we see, after the first months of FTX collapse, some positive, green lights on the market. So funds are actively investing\u0026hellip; And usually I recognize it by the amount of calls that I receive from my friends. In crypto winter my phone is silent. But in some active seasons people start to call me asking, how to buy Bitcoin, what I think about this or that cryptocurrency. And so I recognized that I started to receive these calls a couple of weeks ago. So let's have a look.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e Alright, very good. So you mentioned FTX and the collapse and how it's not gonna kill the market, but the market has reacted to FTX differently than it did the other. I mean FTX hit the headlines of pretty much every major newspaper around the world, etc. And many of those companies, newspapers are saying the \u0026ldquo;I-told-you-so\u0026rdquo; type approach. But I think the more practical response is that almost all the exchanges and the big lending institutions for example have tried to show a proof of reserves. And OK, however, they pronounced themselves now, did the same on Friday. So what do you think about this rush for proof of reserves?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e First of all, I think that the market needs to be much better regulated. And it will be regulated. I think this situation, and all of these cases during the last year will help regulators at least to understand how they want to manage the business, the market and what will be the requirements from the companies. Because two years ago you could say that we were a crypto bank, we could pay you 50% a week and no one basically would have stopped you from doing that. Keeping in mind that if you're a bank you have requirements for capital and there is a limited amount of actions you can do basically with funds.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo I think that regulator will be there and that this regulator will explain the whole market the rules how to work, how to provide better service, how to be much more transparent, what kind of investment actions should some crypto companies do, what are the requirements for the capital and should there be a board of directors and a lot of things that you can find on traditional markets. And that's good. Because if Celsius and some other players would just continue to do what they were doing, we couldn\u0026rsquo;t even imagine where we could have been today or in a year's time. Maybe the amount of money that people could lose would have been over hundreds of billions of dollars.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAs for the proof of reserves, I don't really think that it's an instrument. For example, if a company just faces the problem of FTX and wants to do something really fast just to say we are not FTX, we are not Celsius, we are not BlockFi, we are good, then they will start to provide that type of documents. But if we look at the year or half a year ago, and come to Celsius or other companies like Genesis and even Terra Luna, asking them to provide a proof or reserves, they will provide it! And you will understand that the amount of their liabilities will be covered for 100%. Because they would recruit an auditor, because they would calculate assets triple or double time, etc. So they would do something. And I wouldn't say that they will lie. Sometimes they just don't know. They just don't really know.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBecause if we look at banks, for example, if a bank has a liability of a billion dollars, and has a proof of reserves that they have this billion dollar in assets. What happens if every client of this bank goes to the office and takes money from his deposit account? It is very likely to collapse, but why will it collapse? Because they\u0026rsquo;ve been providing loans for 20 years, they\u0026rsquo;ve been providing mortgage. And sometimes it takes years to get this money back, to get to make them liquid again. But it's an operational business of each single bank. And on traditional markets you will find companies that are insuring this risk.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo what I want to say is that a proof of reserve is just something that some companies start to use as a proof, but it is not a proof. We can make any kind a proof of reserve, even for a billion dollars. But who needs it? I mean, I can show you this and that.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI think that the most important role of the crypto businesses is to be audited and to be audited first of all by the regulators. The regulator should come and do an audit of all of your liabilities, of all of your procedures for money management to understand the business model that you have. And if the regulator says \u0026ldquo;yes, I\u0026rsquo;m renewing your license, I\u0026rsquo;ve audited this business\u0026rdquo;, then it's something much bigger, than just to paint or to put down some figures on the paper.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd for me it's just like a game. I strongly believed that those companies before they provided this proof of reserves, were looking at other companies, saying \u0026ldquo;Ok, this company has a billion proof of reserves, let\u0026rsquo;s do 2 billion. Let's just show that we're better than they are.\u0026rdquo; I am 100% sure that it works like that because the crypto market infrastructure is not a traditional banking system, it's not as mature. In the banking market, I think it takes tens of years to build it really effectively, to make everything really transparent and the same things will happen in our space.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd what is really good about Choise.com, is that I don't know whether most of our viewers and clients know or not, but we were audited by the regulator during a year until the end of 2022. It was a successful audit and they renewed our license, but it took us six months. We were providing everything, even the business models, all the liabilities. We showed how we managed client funds and\u003ca href=\"https://choise.com/help#reglaments\" target=\"_blank\" rel=\"noopener\"\u003e all of the things\u003c/a\u003e. And this is a complicated thing. I mean four or five people out of our team were involved in that type of process. And that\u0026rsquo;s important for us. But we were doing this not just to show some papers, or that we had a billion dollar in liabilities and they were covered for 100%.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e So. The \u0026ldquo;too-good-to-be-true\u0026rdquo; sort of comment. I do remember many times we had this conversation: how are those sorts of companies making such a return. And I guess when you read some of our own comments a few of the customers basically asked the same question about us. And we provide today earnings products and provide interest rates that are potentially higher than maybe Celsius was providing at the time of its collapse. So how will we do all that? What are we doing differently?\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e It is important to say that, first of all, you always have to take into account the size. Like providing a 10% return, for example, on a product when you have 10 million to manage is very different from providing 10% when you have 10 billion to manage. And there are so many ways in which you can manage the money. You can utilize exciting niche strategies for some 100 million, you can do the same when it comes to billions of dollars and that's very important to understand.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eLuna had such a major impact on the market as the 20 billion or 40 billion or so were utilized several times in a small number of companies, that was a problem. And if a company grows $5 billion in just one year, as I said before, that is just extra 100 million for example a week and it has a promise of high returns, so it is outsourced to third parties who need to earn even more, so that they also have a margin and so on.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com for example does not manage billion of dollars. It\u0026rsquo;s good and it\u0026rsquo;s bad, but we are not managing billions of dollars, therefore it doesn\u0026rsquo;t have and has never had the need to outsource money to third parties to manage. So the whole idea of our earn programs and yield programs is based on two major things. First thing is very, very high diversification. We never put anywhere more than 5% of our funds. But the second thing, if we are talking about the interest rates, is that there are a lot of strategies where you can do much, much more than those 10%. But it's limited in the amount of money that you can use, for example, we have a set of strategies with the maximum amount of money we can invest, 20 million, 30 million, 50 million. We have bigger strategies where we can invest over 100 million, but not a billion.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd coming back to your question we could provide our customers with much higher yields. Only for the last six months on average we were making over 15%. But if we provide our customers interest rates at 15%, that will be too-good-to-be-true. And we try to avoid those types of ideas and thoughts about us.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut of course while we grow, while we grow our assets under management, while we're making bigger, we cannot leave the same rates, but we're very transparent in this way. And we have a strategy, an internal strategy for example, where we at the moment provide 10% or 8.8% maximum on USDT or some stablecoins. But only a couple of weeks ago we were defining how we would lower our interest rates after this and how our assets under management would help. So a very-very clear strategy on how to manage funds, how to diversify the portfolio. But it doesn't mean that we will pay 15%, when we manage $10 billion. That's just maybe the market will be mature enough and that amount of money will also be possible to manage with the high interest rate. But at the moment we understand that diversification in the maximum amount of money we can invest in one strategy just won't give us a chance to use the same interest rates.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ca href=\"https://choise.com/dual-currency-interest-account?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_banner2-|deposit|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003e\u003cimg src=\"https://cms.choise.com/assets/893b805b-edb7-48e8-af3e-acfa974fb818?width=1600\u0026amp;height=290\" alt=\"Dual Currency 1600x290\" /\u003e\u003c/a\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut we can think that maybe we can make them lower because our team is really happy now, we have pretty good returns and we have a pretty good margin, keeping in mind that we only use natural market strategies. Neutral market strategy means never borrowing from anyone, never putting money under risk at all, if we open a position, we have a hedge for this position. So we use arbitrage, we use DeFi, and we use very diversified DeFi as well. We use at least 15 different pools and different coins, and each coin in each different pool we even hedge with futures. I mean using natural market strategies is that you have 0% risk rate, 100% covered liabilities on the assets. And this strategy is very actively used for both institutional clients or B2C clients as well.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eOk. I think that's the first time you've mentioned or we've mentioned DeFi and we as a company have a bet quite big on DeFi. We built a \u003ca href=\"https://defi.choise.com/staking?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_rext-|charism|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003emarket leading platform\u003c/a\u003e that aggregates customer transactions, simplifies the whole process, but it's a DeFi transaction customer-to-customer. So how do you manage the risk in that environment for our customers?\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e I would say that risks in DeFi are not the same. DeFi is much more transparent than CeFi, but principles of the risk management we apply are very close or same. So as you know we\u0026rsquo;ve built \u003ca href=\"https://defi.choise.com/staking?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_rext-|charism|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003eCharism\u003c/a\u003e protocol \u0026ndash; probably the first of its kind aggregating \u003ca href=\"https://defi.choise.com/staking?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_rext-|charism|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003eearnings marketplace\u003c/a\u003e. And here the customer himself can choose where to put the money. So the contract is between them and the earning platform, we just provide the tools to make it all happen. But, as I\u0026rsquo;ve already said, the same principles would be applied. For example, if we see that too much money goes to a particular protocol, no matter how attractive it might be, we remove access to the protocol. So we will apply exactly the same risk management principles.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut using DeFi we want to provide this choice to our customers. And I strongly believe in DeFi, I'm a big believer in all the technologies behind the DeFi. If you just go on Uniswap, you will find very interesting tools, you will find some interesting services. And of course if you look at the whole crypto industry, there are a lot of interesting cases, interesting pools that we will integrate to our customers to make their choice bigger.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut anyway, on our side at least, try to understand that if 99% of all clients\u0026rsquo; funds go into one single protocol at least in the beginning we'll start to inform about potential risks. And on the next stage we probably will close this protocol, or integration with protocol for a certain period of time.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ca href=\"https://choise.com/earn?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_banner3-|deposit|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003e\u003cimg src=\"https://cms.choise.com/assets/1b75030c-02b4-43e3-945d-f72517ad48a0?width=1600\u0026amp;height=290\" alt=\"Web3.0 Interest Accounts 1600x290\" /\u003e\u003c/a\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e Ok, alright. Thank you. So let me just summarize it if I may. So, markets are generally quite mature to the current problems. We're expecting an upside and maybe we're already starting to see the upside. Proof of reserves is interesting, but nothing as robust as an audit by regulation, which I think you mentioned is going to increase. You gave us a very good review of our own risk management strategies and how we're able to offer returns to customers \u0026ndash; perhaps better than many of the market players which is a consequence of the fact we're not outsourcing and at the same time we're also at this point in time not managing billions which has a positive impact as as as you mentioned. Any last thoughts you'd like to give our customers about Choise.com, why should they trust their money to us rather than somebody else out there?\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov:\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e As I said, you cannot sell trust \u0026ndash; you can only deserve it. So, I would say that we are trying to do this. We started five years ago with a very simple idea: how to make it easier to \u003ca href=\"https://choise.com/news/market-prices/bitcoin-price-prediction-2023\" target=\"_blank\" rel=\"noopener\"\u003ebuy Bitcoin\u003c/a\u003e, how to make it easier to spend Bitcoin. And while the market was growing, while new technologies were appearing, we tried to all the time be on the same page with our clients. So we analyzed their needs, and we tried to implement the products that they wanted to have. We are not playing in pumps and dumps, we are not playing in hype things. We think a couple of times before we launch something. We have a lot of licenses. We have a lot to lose I would say: our big client base and licenses and services.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ca href=\"https://choise.com/wallet/exchange?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-interview_recap_banner4-|exchange|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003e\u003cimg src=\"https://cms.choise.com/assets/9ad8a85f-5c9b-4603-8141-725bd01d0763?width=1600\u0026amp;height=290\" alt=\"Exchange 1600x290\" /\u003e\u003c/a\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eI didn't even talk about B2B. I mean the last year was not really easy for anyone in the industry but our revenue went up and the reason was only the B2B. We diversified in this field a couple of years ago. And for B2B, when we are providing some white label solutions and our infrastructure to third party companies, it doesn't matter whether the market goes up or down. These companies just pay us for integration, they pay a monthly fee and our revenue is growing and it's bigger than it was a year ago. So that type of diversification really makes us stronger.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe thing that we \u003ca href=\"https://choise.com/news/tutorials/how-to-withstand-crypto-winter-2023\" target=\"_blank\" rel=\"noopener\"\u003esurvived after a couple of crypto winters\u003c/a\u003e and this one was not the new one for us, makes us not only stronger but much more intelligent in our decisions. So I wouldn\u0026rsquo;t say that the market was just perfect, or all our plans that we had at the beginning of 2022, but we did everything we could. And we are very happy with what has happened.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd the decisions that we made a couple of years ago about the future of the company, whether we need to go in this or that direction, were absolutely right, absolutely correct: not to try to compete with all that type of hype companies and to follow the strategy that we use.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eSo I think we will just try to implement new products and deliver them to our customers. We will try to implement new services. We will try to make our customers happier. And of course the biggest priority for us any time will be to be one of the safest and most reliable products in the whole crypto industry. But I don't want to shout about it and say that we are very good, come to us please. No. As you mentioned, we didn't start any deductions like proof of reserves. And we are not saying: please, trust us, we are very good. We were very silent and the reason for that was that we were just the company that was growing revenue each single month, that was implementing new products.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd I'm a big believer. The crypto audience likes the word \u0026ldquo;bullish\u0026rdquo;. I'm very bullish about Choise.com. And I believe it\u0026rsquo;s for our community, we can make it much bigger and much stronger together.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eAustin Kimm: \u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003eOk, excellent. Thank you, Vladimir. That concludes our interview, and I hope that anybody who watches it, enjoys it and everyone's gonna follow up. Thanks everyone for watching.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eFollow us for more great updates\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTelegram \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbWowYk0tbVJYa1gtR09iNFotcmNsXzR4MG1iZ3xBQ3Jtc0ttYVh5X2VWclgyamNSVy1sSThvaFg3blZDUkFvQVMxdXVXdXRqRGc2d20xQUt6QXFMYXFockJtMUdlcFoxYkgtSTJnQnFRM240YlN4S0t6aFJncVJGTjRZdmxBWHhsT2M4MUdILUVFd3doclA3NzVwWQ\u0026amp;q=https%3A%2F%2Ft.me%2Fchoise_com\u0026amp;v=BTZQrERzuao\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003c/a\u003e\u003ca href=\"https://t.me/choise_com\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://t.me/choise_com\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eDiscord \u0026ndash;\u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbmg2eTVDOHFTQTRJV3FfdWVROGgxVnBoU01NQXxBQ3Jtc0trTXVDVXF2bERxaWFUalJzZWZlZ1ozb2lMYlo5X1JLekhhZEZEd3VRQk5obkw5MDNjQlNLdXctZTRlR3pWSFFlMXdwSGRZWC1pWFBNNE5YLTdsbVpvUkFCaVVWMDF5b0V6YVVBV0w4b2xEanluX3Atbw\u0026amp;q=https%3A%2F%2Fdiscord.gg%2FGQbcNbRWSm\u0026amp;v=BTZQrERzuao\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e \u003c/span\u003e\u003c/a\u003e\u003ca href=\"https://discord.gg/GQbcNbRWSm\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://discord.gg/GQbcNbRWSm\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eTwitter \u0026ndash; \u003c/span\u003e\u003ca href=\"https://www.youtube.com/redirect?event=video_description\u0026amp;redir_token=QUFFLUhqbTczS1BGZWZidV9ucEtGNXg2aGx3dzhmSEcxUXxBQ3Jtc0trN3lhYXFaY0dzUFBMbUtoRVRCcnNYTXdmQ1hJcTBEWTJlUTlaNGl0anMzS0d6YURqVkZDNTY1Y3VSdkhUTjRoQkhTNldDelVMVEw4NHNmS3UxS0lTWmNOaDdoc3cyN1lhY1FTUjJwY2V5SHp6ZFRsUQ\u0026amp;q=https%3A%2F%2Ftwitter.com%2FChoiseCom\u0026amp;v=BTZQrERzuao\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://twitter.com/ChoiseCom\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Austin Kimm interviews Vladimir Gorbunov on issues of trust and safety related to the recent FTX collapse and the whole state of the crypto market.","image":{"id":"a69aa1a8-2826-4f19-b784-eec87b389108","storage":"local","filename_disk":"a69aa1a8-2826-4f19-b784-eec87b389108.png","filename_download":"transparency and risk management.png","title":"Transparency and Risk Management","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-02-06T20:24:42.991Z","modified_by":null,"modified_on":"2023-02-06T20:24:43.030Z","charset":null,"filesize":"1641571","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":32,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-01-30T14:36:48.148Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-02-06T13:50:57.332Z","title":"Stablecoin market outlook | Vladimir Gorbunov, Founder and CEO at Choise.com","slug":"stablecoin-market-outlook-vladimir-gorbunov","content":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eS\u003cem\u003etablecoins. This digital asset combines the portability of crypto with the price stability of fiat, but are stablecoins all that stable? Forkast.News speaks to Choise.com Founder and CEO \u003ca href=\"https://choise.com/news/updates/a-year-to-remember-founders-letter\"\u003eVladimir Gorbunov\u003c/a\u003e to know.\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003ciframe title=\"YouTube video player\" src=\"https://www.youtube.com/embed/qVJC0HK740g\" width=\"560\" height=\"420\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"\u003e\u003c/iframe\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003e2022 was of course the year to forget for the whole of crypto, but \u003c/span\u003e\u003ca href=\"https://choise.com/news/earn/interest-accounts-updates-nov-2022\"\u003e\u003cspan style=\"font-weight: 400;\"\u003establecoins\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e in particular weren't spared the worst of it. The market capitalization of the stablecoin economy lost over 28 billion U.S. dollars. Crypto winter firms\u0026rsquo; closures and bankruptcy didn't help either. And then two weeks after the FX collapse, investors redeemed around 3,5 billion dollars worth of stablecoins that included 2 billion worth of USDT.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eOn December 4, Mount Gox CEO Mark Karpeles warned that stablecoins may be next in line to face this: \u0026ldquo;I don't know if it would be next year or later for some issues coming up with stablecoins. That is probably one of them. I don't know which one yet. But the same thing that happened for years is definite at some point: something is going to happen with the centralized exchange, stablecoins are very likely to be next on the line in terms of risk.\u0026rdquo;\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eVladimir Gorbunov, CEO of the decentralized platform Choise.com comments\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e: \u0026ldquo;I think that the root of this problem was in Luna. And basically not only in Luna, but in USDT, in their stablecoin where there was over 40 billion dollars\u0026rdquo;.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eDespite all this, stablecoins started on a good night this year. Last week, the Universal Digital Payments Network, or EDPN was launched at the World Economic Forum. The network promises to provide interoperability between regulated stablecoins and Central Bank digital currencies. According to its developer, Red Date Technology, multiple global banks will be participating in a use case of crypto concept as safe, stablecoins are still a focus of attention for regulators.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eIn October last year, US SEC Chair Gary Gensler called for Congress to give the Commodity Futures Trading Commission more power to set the policy of stablecoins. He said this was to reduce risks to the US financial system. Meanwhile, a Philippine Central Bank Official told forecasts: they see the digital asset as key to making payments more efficient.\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eGorbunov said he welcomed regulations in this space\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e: \u0026ldquo;I think that the niche even of crypto bank stablecoins like DAI will be regulated. At least regulators will try to. The thing is how they can manage this sphere. Because USDC for example, or USDT \u0026ndash; usual, regular centralized stablecoins are much easier to regulate. You can just look under some balance sheets and the bank accounts and you can create some rules on how they could be managed.\u0026rdquo;\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eIt seems that it's not all bad for the stablecoin market and unlike couplers Gorbunov is actually optimistic\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e: \u0026ldquo;It's growing and it's a huge market. Last year the total turnover of stablecoins surpassed Mastercard for example, in the amount of transactions. I think that stablecoin market is still big enough. It has some problems and there were a lot of decreases in the total amount of money that were just withdrawn from the centralized exchanges. But, for example, in the last couple of months, I think that nothing will seriously happen.\u0026rdquo;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eSo what will 2023 hold for the stablecoin market then? Gorbunov comments\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e: \u0026ldquo;I think that 2023 will be first of all the year of at least the beginning of the recovery of the market. Secondly, I think there will be a lot of regulation behind the scenes. And the third thing is that a new market is coming, new companies are coming, for the best time to enter the market is a \u003c/span\u003e\u003ca href=\"https://choise.com/news/tutorials/how-to-withstand-crypto-winter-2023\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ecrypto winter\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e. The best time to start your business\u0026rsquo; increase is also a crypto winter because you won't have so many competitors on those things.\u0026rdquo;\u003c/span\u003e\u003c/p\u003e\n\u003chr /\u003e\n\u003ch2\u003e\u003cspan style=\"font-weight: 400;\"\u003eAbout Forkast.News\u003c/span\u003e\u003c/h2\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eForkast.News covers blockchain, DLT, cryptocurrency and other emerging technologies in a way that anyone can understand. They help people bridge the gap between the blockchain industry and the mainstream.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eFrom \u003c/span\u003e\u003ca href=\"https://choise.com/news/crypto-world/what-is-nft-and-how-does-it-work-2023\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eNFTs\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e to enterprise blockchain platforms, smart contracts to altcoins, Bitcoin to DeFI and beyond; Forkast\u0026rsquo;s blend of insight, analysis \u0026amp; daily blockchain news keeps you on the cutting edge of the digital asset revolution and the wider digital economy it both supports and disrupts.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://nto.choise.com/mint?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all|-recap_stablecoins_interview_banner-|nto|perf_002\u0026amp;utm_content=article\u0026amp;utm_term=|\" target=\"_blank\" rel=\"noopener\"\u003e\u003cimg src=\"https://cms.choise.com/assets/85b2c442-57ae-4626-856c-2d3f427cb213?width=1440\u0026amp;height=120\" alt=\"Chobies Nto Sale Is Live 3\" /\u003e\u003c/a\u003e\u003c/p\u003e","seo_title":"Stablecoin market outlook 2023","seo_description":"Vladimir Gorbunov in his interview to Forkast.News presented his outlook on the stablecoin market in 2023.","seo_image":null,"old_image":null,"seo_keywords":["Stablecoin market outlook 2023","stablecoins 2023","stables 2023"],"short_content":"Vladimir Gorbunov in his interview to Forkast.News presented his outlook on the stablecoin market in 2023.","image":{"id":"475ee8d9-5226-4793-9ef5-be1951e65123","storage":"local","filename_disk":"475ee8d9-5226-4793-9ef5-be1951e65123.png","filename_download":"Recap of interview.png","title":"Recap of Interview","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-01-30T14:43:58.580Z","modified_by":null,"modified_on":"2023-01-30T14:43:58.605Z","charset":null,"filesize":"489283","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":28,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-01-20T14:40:10.127Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-01-23T16:59:17.408Z","title":"Recap of AMA with Andrey Diyakonov, CCO at Choise.com | Jan 20, 2023","slug":"recap-ama-andrey-diyakonov-jan-20-2023","content":"\u003cp\u003e\u003cem\u003eSpeaker: Andrey Diyakonov, Chief Commercial Officer at Choise.com.\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWill it be possible to mint Chobies for CRPT and CHO?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"Great Q.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd the main highlight is that this really shows a great deal of commitment on behalf of our community - and we are really appreciative of that. Thanks, everyone!\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAmong all the suggestions you folks are posting, this is probably one of our favorite ones.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eHaving said that, we have to be mindful of other tasks and to dedicate a proper amount of time and effort to them.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe way roster and priorities are set up right now, we won\u0026rsquo;t be able to address this feature soon, but if time permits, then it\u0026rsquo;s definitely on the top of our list of nice-to-haves.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhy is the current mint price $200? Will it be possible to mint for $150 for the price of the first stage?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"Folks, as we\u0026rsquo;ve been telling to you from the day 1, the roadmap is clear and the rules are set:\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eEach new stage raises the price of each Choby, cause the total available supply goes down. Simple economics here. But we are committed to rewarding our trusting community, so:\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ewhile supply is shrinking, your chances to mint a super-rare grand Choby with $100k cash prize, actually are going up.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eBear in mind, you and all of our patrons have already minted over 50% of the available collection.\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cbr /\u003e\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eHere\u0026rsquo;s another thing to keep you going, guys: we will be preparing an out-of-the-blue, unannounced our very\u0026nbsp; special happy hours giveaway. This will be a time-restricted, available just once opportunity to mint Chobies at the original price of $150 per pop. Stay tuned, make sure to turn notifications on for our chat - and get ready.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow can I be sure that Chobies and prizes are given randomly? Can you share the smart contract?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"We at Сhoise.com stand by our commitment to be as transparent and as community-driven as possible, so in line with that commitment, our smart contracts are available for anyone to look at and closely examine.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eTo access our smart contract, please hit the etherscan link: \u003c/span\u003e\u003ca href=\"https://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eMake sure to check blockchain-based minting of Chobies - and all of our prizes are randomly distributed among Chobies. As soon as someone hits the grand prize, you\u0026rsquo;ll be the first to know - it\u0026rsquo;s all on-chain and 100% transparent.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eP.S. A personal observation: I was among the first guys to mint Chobies, and I minted a few of them - and because of the early entry point, I\u0026rsquo;ve got a pretty standard bunch of Chobies with no extra bonuses, whereas a few friends of mine who did it later (including at the current stage), were way more lucky than myself.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow many prizes have users won in total ?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"Yeah, that\u0026rsquo;s a relevant one. Just to put things into perspective: over the course of our industry\u0026rsquo;s first NTO, our community will have a chance to draw Tesla, Lambo, and whapping $100k in cash prizes. And I am proud to confirm to you that our users have minted Chobies with $60k+ in cash prizes already. So even though we are more than halfway through, our most exciting items are still ahead of us. Don\u0026rsquo;t forget though: in order to be applicable for prize draw, make sure to mint 5+ Chobies.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eStock up and keep those fingers crossed!\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow to check if the money prize is still inside the Choby you buy on the secondary market ?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"First, we at Choise.com are really excited and proud of the fact that Chobies' secondary market is a bustling and vibrant one. We are grateful to all of our members of our community for how well those Chobies are doing on secondary marketplaces.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eHere\u0026rsquo;s a quick and reliable way to answer the core question: \u003c/span\u003e\u003ca href=\"https://choise.com/news/tutorials/how-to-check-money-prize-inside-choby\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/news/tutorials/how-to-check-money-prize-inside-choby. \u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eFollow this link to check out and apply our handful guide prepared by our team.\"\u003c/span\u003e\u003c/em\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cbr /\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat new features have been added to the project ? Is the team on schedule?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\"I am happy you are staying focused on the future and our development. And I am even happier, seeing how steadily we are moving up the roadmap. Our team is exemplifying a great deal of devotion, working tirelessly to keep us on time and on track. Shout out to our tech team!\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd you all can see the fruits of their labor. To give an example, we\u0026rsquo;ve recently launched Transfer capability on our website - with it, you can simply send your Chobies to your friends via a simple and a few clicks process. It\u0026rsquo;s as easy as sending your fiat or crypto inside of our Choise.com App.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWhenever you\u0026rsquo;d like to share your lovely Chobies with your friends and family - they make a wonderful gift after all - make sure to follow our guide \u003c/span\u003e\u003ca href=\"https://choise.com/news/tutorials/how-can-i-transfer-my-choby\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/news/tutorials/how-can-i-transfer-my-choby\u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eP.S. Make sure not to envy them if you accidentally transfer them to a lucky one, containing Lambo.\"\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eFind out why more than 750 thousand users trust us and use our solutions daily \u0026mdash; follow us on social media.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTwitter \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://twitter.com/ChoiseCom\"\u003ehttps://twitter.com/ChoiseCom\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDiscord \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://discord.gg/gkcrQjcEFY\"\u003ehttps://discord.gg/gkcrQjcEFY\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Community \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/Choise_com_Chat\"\u003ehttps://t.me/Choise_com_Chat\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Announcements \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/choise_com\"\u003ehttps://t.me/choise_com\u003c/a\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Andrey joins the community AMA to discuss the current progress in the first ever NTO launched by Choise.com.","image":{"id":"0af46f78-14b4-4055-b041-cceb8c808474","storage":"local","filename_disk":"0af46f78-14b4-4055-b041-cceb8c808474.png","filename_download":"ama_16_9.png","title":"Ama 16 9","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-01-23T16:59:15.357Z","modified_by":null,"modified_on":"2023-01-23T16:59:15.377Z","charset":null,"filesize":"386688","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":13,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2023-01-02T11:43:57.659Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2023-02-13T09:11:05.791Z","title":"Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022","slug":"recap-ama-anastasia-kor-dec-28-2022","content":"\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eSpeaker: Anastasia Kor is the Chief Marketing Officer at Choise.com\u003c/span\u003e\u003c/em\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e. Anastasia joins the community AMA to discuss Choise.com NTO in detail and to tell you about opportunities you might be missing.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eIs it possible to reduce the gas fee?\u003c/strong\u003e\u003cstrong\u003e\u003cbr /\u003e\u003c/strong\u003e\u003cstrong\u003e\u003cbr /\u003e\u003c/strong\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Unfortunately, we don\u0026rsquo;t have control over that, sorry. To make the transaction you need to pay some fee to be sure that it will be completed. This is not the payment that the company takes, it is how the Ethereum blockchain works and collects fees. The price of gas fluctuates based on the blockchain congestion so sometimes it\u0026rsquo;s an option just to wait for a while.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eBut keep in mind, while you are waiting someone can mint the Grand Choby right before you.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eLet me add. To mint a few Chobies at once would be a bit cheaper on gas, than to mint them one by one.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eIf I buy an NFT from the secondary market how to claim cho? How can I claim my rewards from NFT?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;All perks and bonuses can be claimed in your personal Profile on the official website: \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://nto.choise.com/profile\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://nto.choise.com/profile.\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eTo claim rewards or CHO you just need to connect your Metamask in the Profile, your Chobies will be shown there and you\u0026rsquo;ll also find the Claim option if it\u0026rsquo;s already available.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe CHO on the Choby will come from which allocation?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;From Cornerstone.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eNew CHO holders can check full tokenomics here: \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://docs.choise.com/more/token-and-tokenomics\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://docs.choise.com/more/token-and-tokenomics\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI myself do find our tokenomics model really strong and competitive.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does the Rarity Choby Rank Score # mean? Does it have a purpose other than analytics?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Just check the Choby with Rarity Rank #1 and you\u0026rsquo;ll understand.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cimg src=\"https://cms.choise.com/assets/46f2a59b-8de9-4c03-aaff-41cc52d9dd42?width=1280\u0026amp;height=949\" alt=\"01 Choby\" /\u003e\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDo you have a list of markets where I can sell my NFTs?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Yep, he\u0026rsquo;s very popular nowadays.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eYou can use any marketplace, but we recommend these three as they have the biggest audience and sales\u0026rdquo;:\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003ca href=\"https://opensea.io/collection/chobies\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://opensea.io/collection/chobies\u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003ca href=\"https://rarible.com/chobies/items\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://rarible.com/chobies/items\u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://looksrare.org/collections/0x8A0B3E62173b1803B4C7517d4f6a08e5D5e40DA5\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://looksrare.org/collections/0x8A0B3E62173b1803B4C7517d4f6a08e5D5e40DA5.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat is lock up and vesting?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Tokens are packed with different lockups, from 0 to 12 months and various vesting periods, from 0 to 36 months.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe lockup means that during this period you cannot do anything with the CHO tokens inside your Choby. Once the tokens are unlocked, you receive the opportunity to dispose of them at your discretion.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe vesting means that during this period you will be evenly credited with a certain number of CHO and at the end of this period you will receive them all.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eNote that more than 20% of Chobies have short lockup and vesting periods and some NFTs do not have them at all.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat is the difference between cashback and bonus?\u003c/strong\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cbr /\u003e\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cbr /\u003e\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;\u003cem\u003eCashback is the number of additional CHO tokens that can be added to the basic 1000 CHO in every Choby. Cashback can be up to 1000 CHO, and as I know some people minting have already got the 100% cashback.\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThese additional CHO tokens will have the same lockup and vesting terms as the basic 1000 CHO tokens.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI guess that by bonus you mean Prize pool, or Money prize. It\u0026rsquo;s a money bonus that can be claimed after the current stage is over. This money doesn\u0026rsquo;t have any lockup or vesting.\u003c/span\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cbr /\u003e\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThere\u0026rsquo;s nearly 200 Chobies with $2,500 inside as you can see. Only three of them have been minted by now.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cimg src=\"https://cms.choise.com/assets/6382f9a4-dde2-4e89-9473-9f5b011f67f1?width=841\u0026amp;height=544\" alt=\"02 Prize Perks\" /\u003e\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAnd I am sure, everyone already knows about Grand Choby - the one with $100,000 inside. It\u0026rsquo;s not minted yet.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan dev show mint codes to the community so we get to know it's random, not in dev control? Are bonuses distributed randomly or by the team? Could you prove that showing code?\u003c/strong\u003e\u003cstrong\u003e\u003cbr /\u003e\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;We don\u0026rsquo;t hide anything - our smart contract is available on Etherscan. All prizes are randomly distributed among Chobies and all Chobies are randomly distributed among minters.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eSmart contract:\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003ca href=\"https://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://etherscan.io/address/0x8a0b3e62173b1803b4c7517d4f6a08e5d5e40da5\u003c/span\u003e\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt\u0026rsquo;s really great that our community doesn\u0026rsquo;t take everything for granted. I am happy to see such questions. Not because you don\u0026rsquo;t trust us of course, but because you are doing your own research.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt's really great to see that people don\u0026rsquo;t just give all their money for the Lambo image - they are checking the project, what stands behind it, what is the team. Market is developing and the audience is developing as well.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eJust thinking out loud.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat does it mean to \"confirm funds\" before minting?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;You need to do this to allow the smart contract to use only the confirmed amount of funds.\u0026nbsp;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eFor example, you want to mint 4 Chobies. At Green Stage it costs 600 USDT. By confirming funds you tell the smart contract to use only these 600 USDT, not more. It makes the transaction safe for you because you are sure that other USDT will stay in your wallet. It is how the Ethereum blockchain works.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow can I refer someone to mint for NTO? Where can we find our referral link?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;That\u0026rsquo;s simple. Find \u0026laquo;Your referrals\u0026raquo; section inside your Profile. Take your referral link and use it.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u003cimg src=\"https://cms.choise.com/assets/f12c7764-e4dd-43f1-99b9-9b08684318dc?width=1280\u0026amp;height=445\" alt=\"03 My Profile\" /\u003e\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eConditions depends on sales volume:\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026lt; $100,000 = 7.5% from each mint\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e$100,000 - $300,000 = 9% from each mint\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026gt; $300,000 = 10% from each mint\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eYou will receive additional 5% royalty from every NFT resale on the secondary market for the NFT that was minted with your referral link.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWill the NFT with the main prize $100K be available only in the last stage?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;No.\u0026nbsp; No.\u0026nbsp; No.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eChobies are randomly distributed among minters. We don\u0026rsquo;t know when the Grand Choby will be distributed - in fact, the first minted Choby could have been the Grand one. And yes, with the same possibility, the Grand Choby can be the last to be minted from the whole Collection. We don\u0026rsquo;t know how the randomizer will work.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eFind out why more than 750 thousand users trust us and use our solutions daily \u0026mdash; follow us on social media.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTwitter \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://twitter.com/ChoiseCom\"\u003ehttps://twitter.com/ChoiseCom\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDiscord \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://discord.gg/gkcrQjcEFY\"\u003ehttps://discord.gg/gkcrQjcEFY\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Community \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/Choise_com_Chat\"\u003ehttps://t.me/Choise_com_Chat\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Announcements \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/choise_com\"\u003ehttps://t.me/choise_com\u003c/a\u003e\u003c/p\u003e","seo_title":"Recap of AMA with Anastasia Kor, CMO at Choise.com | December 28, 2022","seo_description":null,"seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Anastasia joins the community AMA to discuss Choise.com NTO in detail and to tell you about opportunities you might be missing. ","image":{"id":"bd662a6a-77fd-422c-9941-c09c77282717","storage":"local","filename_disk":"bd662a6a-77fd-422c-9941-c09c77282717.png","filename_download":"ama_16_9.png","title":"Ama 16 9","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2023-01-02T11:42:55.151Z","modified_by":null,"modified_on":"2023-01-02T11:42:55.165Z","charset":null,"filesize":"230857","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}},{"id":15044,"status":"published","sort":null,"user_created":"ca36dd59-e84f-4468-80da-d7762c746176","date_created":"2022-11-29T11:08:20.000Z","user_updated":null,"date_updated":null,"title":"Choise.com has launched the second investment round worth $33M","slug":"33m-second-investment-round","content":"\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com is a leading crypto firm and \u003c/span\u003e\u003ca href=\"https://defi.choise.com?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eearn marketplace\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e. It stands out by combining \u003c/span\u003e\u003ca href=\"https://choise.com/news/updates/meet-choise-com?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003epromising income-gaining solutions\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e such as staking, yield farming, liquidity pools, interest accounts, etc. into a unified, integrated ecosystem.\u003c/span\u003e\u003c/p\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eToday we will share the information about the upcoming second investment round worth $33M and the related plans for the Choise.com development.\u003c/span\u003e\u003c/p\u003e\u003chr /\u003e\u003ch3\u003e\u003cb\u003eSeries A round\u003c/b\u003e\u003c/h3\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com is seeking a significant injection of money to enable it to immediately deliver on its potential. $33M worth of funds of the second investment round are to be deployed across the following strategies:\u003c/span\u003e\u003c/p\u003e\u003cul\u003e\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e$12M – to acquire and retain 2M active users thereby bolstering Choise.com token usage and building a substantial, sustainable turnover.\u003c/span\u003e\u003c/li\u003e\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e$10M – to reduce CHO pressure via buyback from early seed and private investors.\u003c/span\u003e\u003c/li\u003e\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e$6M – to improve and fast-track our diversified product line across retail and b2b.\u003c/span\u003e\u003c/li\u003e\u003cli style=\"font-weight: 400;\" aria-level=\"1\"\u003e\u003cspan style=\"font-weight: 400;\"\u003e$5M – to enhance CHO MM and listing strategy, including listing on Tier-1 exchanges – Binance and others from top 5.\u003c/span\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e\u003cimg loading=\"lazy\" class=\"alignnone wp-image-15046 size-full\" src=\"https://wp.prod.testessential.net/wp-content/uploads/2022/11/Aim-for-the-next-1.5-years.png\" alt=\"\" width=\"865\" height=\"192\" /\u003e\u003c/p\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eOver the past few months we have been quietly raising funds for global retail and institutional customer acquisition campaigns. This started in May with the successful sale of our CHO token to separate funds. By now we have already secured $15M ($4M HNW and $10M from the lead investor) and \u003c/span\u003e\u003ca href=\"https://choise.com/news/updates/crowdfunding-is-live?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003elaunched the new equity sales\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e on the \u003c/span\u003e\u003ca href=\"https://www.seedrs.com/choise?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eSeedrs platform.\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\u003chr /\u003e\u003ch3\u003e\u003cb\u003eWhat’s next\u003c/b\u003e\u003c/h3\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe aim to score, select and bring the top earn products from the market thus occupying a market share of at least $2.2B within the next two years.\u003c/span\u003e\u003c/p\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eBesides, within 36 months, Choise.com plans to become one of the leading service providers of the crypto market with more than 2M registered users, more than $10B under management in deposit and crypto investment products (TVL) and top 20 positioning of our native token CHO on CoinMarketCap.\u003c/span\u003e\u003c/p\u003e\u003chr /\u003e\u003ch3\u003e\u003cb\u003eWatch the video to learn more\u003c/b\u003e\u003c/h3\u003e\u003cp\u003e\u003ciframe loading=\"lazy\" title=\"Choise_final\" src=\"https://player.vimeo.com/video/766866051?h=308f260cc0\u0026amp;dnt=1\u0026amp;app_id=122963\" width=\"500\" height=\"281\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen\u003e\u003c/iframe\u003e\u003c/p\u003e\u003chr /\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com definitely enjoys unrivaled benefits – both market anticipation and first-mover advantage, creating solutions focused on simplicity and accessibility, which then become mainstream. $33M worth of funds are aimed at the extensive development of the company, achieving and maintaining leader positions on the market. \u003c/span\u003e\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003e“We need to accelerate our pace, and the new round will help,\u003c/span\u003e\u003c/i\u003e\u003cspan style=\"font-weight: 400;\"\u003e” – said CEO \u0026amp; founder of Choise.com Vladimir Gorbunov.\u003c/span\u003e\u003c/p\u003e\u003chr /\u003e\u003ch3\u003e\u003cb\u003ePrevious investment round\u003c/b\u003e\u003c/h3\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eThe first round sold out among 24 funds and private investors, and the Choise.com native \u003c/span\u003e\u003ca href=\"https://choise.com/cho?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003etoken CHO\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e has since witnessed a price increase more than 350%. Over €3.1 million were raised from European investors on the \u003c/span\u003e\u003ca href=\"https://www.seedrs.com/choise?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eSeedrs platform\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e. The initial fundraising target of €1 million was closed with an astounding 210% overfunding from 2,535 investors.\u003c/span\u003e\u003c/p\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe used the proceeds as follows:\u003c/span\u003e\u003c/p\u003e\u003cul\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e22% – B2B expansion\u003c/span\u003e\u003c/li\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e22% – marketing expansion\u003c/span\u003e\u003c/li\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e17% – new products launch and team expansion\u003c/span\u003e\u003c/li\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e17% – fiat currency licenses\u003c/span\u003e\u003c/li\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e11% – global coverage of our card\u003c/span\u003e\u003c/li\u003e\u003cli\u003e\u003cspan style=\"font-weight: 400;\"\u003e11% – current products and customer support improving\u003c/span\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e\u003cspan style=\"font-weight: 400;\"\u003eNotably we increased the number of registered users from 500K to 750K, as well as the number of b2b customers from less than 10 to almost 50. We also obtained cryptocurrency registration in the UK and launched the brand new earn product line thus meeting \u003c/span\u003e\u003ca href=\"https://www.seedrs.com/crypteriumwallet/sections/idea?utm_source=article\u0026amp;utm_medium=blog\u0026amp;utm_campaign=all%7C-2nd_investment_round-%7Cna%7Cperf_002\u0026amp;utm_content=\u0026amp;utm_term=%7C\"\u003e\u003cspan style=\"font-weight: 400;\"\u003eall the goals that were set\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/p\u003e","seo_title":null,"seo_description":null,"seo_image":null,"old_image":"https://wp.prod.testessential.net/wp-content/uploads/2022/11/second_investment_16x9.png","seo_keywords":null,"short_content":"Let us share the information about the upcoming second investment round worth $33M and the related plans for the Choise.com development.","image":null,"category":{"title":"Insights","slug":"insights"}},{"id":2,"status":"published","sort":null,"user_created":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_created":"2022-11-27T16:23:00.000Z","user_updated":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","date_updated":"2022-12-08T16:42:00.693Z","title":"Recap of AMA with Anastasia Kor, CMO at Choise.com | November 24, 2022","slug":"recap-ama-anastasia-kor-nov-24-2022","content":"\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eSpeaker: Anastasia Kor is the Chief Marketing Officer at Choise.com. Anastasia joins the community AMA to discuss how to earn on Dual Currency Interest Accounts and speak of what's new in Choise.com interest accounts rates and options.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eRecently you\u0026rsquo;ve released dual currency interest accounts. What is the key benefit for us there? Does it differ from time-proved interest accounts?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Dual Currency Interest Account or simply DCIA, gives an opportunity to buy or sell cryptocurrency at a desired price and date in the future, while earning high interest yield no matter which direction the market goes. Let me explain how it all works.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eBTC or ETH acts as the \u0026ldquo;investment currency\u0026rdquo; in DCIA. In other words, you purchase the product with BTC and then see how the settlement price (the price of BTC or ETH) compares with the linked price at expiry date. If the settlement price is less than the linked price, you will receive the return in the \u0026ldquo;investment currency\u0026rdquo;. Otherwise, you will receive your yields in USDT or USDC.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eEasy examples are described on the website \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://choise.com/dual-currency-interest-account\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/dual-currency-interest-account\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eIt might look difficult at first but you should try it in our app and you will see that it is not. Also, APY rates there will surely add enthusiasm, I guarantee.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eYou\u0026rsquo;ve updated APY rates for interest accounts? Why was it made so quickly? Recently you\u0026rsquo;ve updated it once. How can we be sure that you won\u0026rsquo;t update it again?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;That\u0026rsquo;s a good question. The whole market is now experiencing an overall decrease and we have to adjust. Frankly speaking, we can change the rates anytime, it's the user that decides whether to use the current offer or not.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eStill, our current rates in the App are still competitive. Also, CRPT savings accounts were returned with the expanded time options. You can open a CRPT savings account even for 3 months. However, if you want the best possible rates, you should aim for 24 months.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWill you change APY in your web 3.0 interest accounts? Seems they are one of the highest on the market now.\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;High APY for the Web 3.0 interest accounts was a part of our promo. Since the promo campaign is over, we are going to change it as well soon. However, you still have a chance to open an interest account there with 16%.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI will share a link with you all here: \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://choise.com/earn\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/earn\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eNow that you mention DeFi earn products, I\u0026rsquo;ll also remind you about NFT interest accounts. Those have lucrative APY as well, but it won\u0026rsquo;t last for long.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eOne more link for everyone\u0026rsquo;s convenience: \u003c/span\u003e\u003c/em\u003e\u003ca href=\"https://choise.com/nft/fend\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://choise.com/nft/fend\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI don\u0026rsquo;t expect to see such great offers from trusted companies in the near cold times, so catch the chance while it\u0026rsquo;s available.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eWe are officially in the crypto winter. Most coins are losing in value fast. How Choise.com will overcome that period and what can you offer to us in this crypto turmoil?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;An opened Interest account is a signed deal and can\u0026rsquo;t be changed.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAt \u003c/span\u003e\u003c/em\u003e\u003ca href=\"http://choise.com\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e we believe that every winter is great because the market gets smarter. People take off rose-tinted glasses and start looking at things through the viewpoint of, \u0026ldquo;what does this company have?\u0026rdquo;. We think the extremely important companies in the current climate are those with expertise, working products and experience, who have already shown what they can do and get results.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eI advise you to check the latest interview with Vladimir, our CEO, where he speaks about crypto winter.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://siliconcanals.com/news/startups/fintech/interview-with-fintech-entrepreneur/\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://siliconcanals.com/news/startups/fintech/interview-with-fintech-entrepreneur/\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWhat \u003c/span\u003e\u003c/em\u003e\u003ca href=\"http://choise.com\"\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eChoise.com\u003c/span\u003e\u003c/em\u003e\u003c/a\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e can offer to users today? In fact we have great features for every strategy and action that a crypto user chooses for himself: holding and getting passive income through interest accounts, active earning with staking, trying to buy the dip with Price insurance.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eSome of our users continue earning with daily trading and use the Price Prediction feature for smarter moves.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe are ready to provide crypto solutions for any user\u0026rsquo;s need, any time of the year, at any market.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow can I benefit as a user from price prediction? How does it work?\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;Price prediction feature is a complex 3-module system that collects, analyses, and processes market data. Our self-learning algorithm prepares predictions for every single coin on the platform.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eThis technology is able to recognize patterns, learn from market data, and increase its accuracy over time. You know, it\u0026rsquo;s always better to try in practice. 5 coins are available for free - I advise every daily trader to just give it a free try. Perhaps that\u0026rsquo;s the tool that you\u0026rsquo;ve been searching for a long time, who knows?\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eAs usual, providing a screenshot with tariffs.\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eCould you share some insights on Charism? Currently the crypto market strives for decentralization and we want to see more DeFi products. Will you release more products in future?\u003c/strong\u003e\u003cstrong\u003e\u003cbr /\u003e\u003c/strong\u003e\u003cstrong\u003e\u003cbr /\u003e\u003c/strong\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026ldquo;The CeFi market is squeezing today, while the DeFi market is growing. More and more people turn to decentralized finance in search of higher profits and lower exposure to geographical, political, regulatory factors.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eCatching the wave, we\u0026rsquo;ve released and are actively developing our own DeFi platform Charism acting as a one stop shop service to Swap, Bridge and Earn aggregators as well as Web 3.0 interest accounts and Staking.\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"font-weight: 400;\"\u003eWe are not planning to stop on the current product line of course \u0026mdash; updates will follow, so stay tuned keep an eye on Charism: \u003c/span\u003e\u003ca href=\"https://defi.choise.com\"\u003e\u003cspan style=\"font-weight: 400;\"\u003ehttps://defi.choise.com\u003c/span\u003e\u003c/a\u003e\u003cspan style=\"font-weight: 400;\"\u003e\u0026rdquo;\u003c/span\u003e\u003c/em\u003e\u003c/p\u003e\n\u003cp\u003e\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eFind out why more than 750 thousand users trust us and use our solutions daily \u0026mdash; follow us on social media.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTwitter \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://twitter.com/ChoiseCom\"\u003ehttps://twitter.com/ChoiseCom\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eDiscord \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://discord.gg/gkcrQjcEFY\"\u003ehttps://discord.gg/gkcrQjcEFY\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Community \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/Choise_com_Chat\"\u003ehttps://t.me/Choise_com_Chat\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eTelegram Announcements \u0026mdash;\u0026nbsp;\u003c/strong\u003e\u003ca href=\"https://t.me/choise_com\"\u003ehttps://t.me/choise_com\u003c/a\u003e\u003c/p\u003e","seo_title":null,"seo_description":"Anastasia joins the community AMA to discuss how to earn on Dual Currency Interest Accounts and speak of what's new in Choise.com interest accounts rates and options.","seo_image":null,"old_image":null,"seo_keywords":null,"short_content":"Anastasia joins the community AMA to discuss how to earn on Dual Currency Interest Accounts and speak of what's new in Choise.com interest accounts rates and options.","image":{"id":"e9ebf755-c1da-4304-a43c-614de2007523","storage":"local","filename_disk":"e9ebf755-c1da-4304-a43c-614de2007523.png","filename_download":"ama_16_9.png","title":"Ama 16 9","type":"image/png","folder":null,"uploaded_by":"a7ebc4eb-5248-419b-a27a-ef7a875daea2","uploaded_on":"2022-12-08T16:23:27.108Z","modified_by":null,"modified_on":"2022-12-08T16:23:27.132Z","charset":null,"filesize":"235989","width":1920,"height":1080,"duration":null,"embed":null,"description":null,"location":null,"tags":null,"metadata":{}},"category":{"title":"Insights","slug":"insights"}}]},"page":1,"category":{"id":48,"title":"Insights","slug":"insights"}},"__N_SSP":true},"page":"/news/[category]","query":{"category":"insights"},"buildId":"SdZYO_KMk4VipEydxpXrz","isFallback":false,"gssp":true,"locale":"en","locales":["en","es"],"defaultLocale":"en","scriptLoader":[]}</script></body></html>